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Travel Insurance for Zambia

Best Travel Insurance for Zambia

Review & buy Zambia Travel Insurance for international travel to Zambia. Review & buy the best travel insurance for Zambia plans or Zambia travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Zambia Travel Insurance Plans

Zambia Travel Insurance is best suited for tourist visiting Zambia, or for anyone traveling to Zambia from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Zambia today.

Quote, review and buy Zambia travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Zambia from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Zambia or other foreign destinations outside their home country. Visitors to Zambia and international travelers to Zambia can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Zambia Travel - Experience Zambian Culture & Heritage

Traveling to Zambia offers a remarkable blend of wildlife, landscapes, and culture. Here’s a snapshot of what you can expect:

Victoria Falls: A must-see natural wonder, Victoria Falls is one of the largest and most famous waterfalls in the world. Whether you want to marvel at its beauty from various viewpoints, take a swim in the Devil’s Pool (during low water season), or partake in adrenaline-pumping activities like bungee jumping or white-water rafting, there’s something for everyone.

Safari Adventures: Zambia is renowned for its excellent safari opportunities, particularly in South Luangwa National Park and Lower Zambezi National Park. You can embark on game drives, walking safaris, or even canoe safaris along the Zambezi River to get up close with diverse wildlife, including elephants, lions, leopards, and hippos.

Culture and Traditions: Immerse yourself in Zambia’s rich cultural tapestry by visiting local villages and interacting with indigenous tribes like the Bemba, Tonga, and Lozi. You can learn about traditional customs, music, dance, and crafts, gaining a deeper appreciation for Zambia’s heritage.

Adventure Activities: Beyond wildlife and natural wonders, Zambia offers plenty of adventure activities. Explore the lush landscapes through hiking trails, go birdwatching in the wetlands, or embark on a thrilling microlight flight over the Victoria Falls for a bird’s eye view of the majestic cascade.

River Cruises: Take a leisurely cruise along the Zambezi River, where you can spot wildlife along the banks while enjoying breathtaking sunsets. Some cruises offer gourmet meals and entertainment, providing a luxurious way to experience Zambia’s natural beauty.

Kafue National Park: As one of the largest national parks in Africa, Kafue is a hidden gem for safari enthusiasts. Its diverse ecosystems support a wide array of wildlife, including big cats, antelopes, and over 400 bird species. You can opt for traditional game drives or venture off the beaten path on walking safaris for a more intimate encounter with nature.

Remember to check visa requirements, health recommendations, and travel advisories before planning your trip. With its stunning landscapes, abundant wildlife, and warm hospitality, Zambia promises an unforgettable African adventure.

Zambia Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Zambia

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Visitors Insurance for Zambia to USA Travel

If you are visiting the United States from Zambia and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Zambia Travel Insurance plans, and more specifically with Travel Insurance for Zambia plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Zambia?

Zambia offers a diverse experience for every traveler

Visiting Zambia as a tourist offers a rich tapestry of experiences, blending natural wonders, wildlife encounters, and cultural immersion. Here’s what you can expect:

Victoria Falls: Prepare to be awestruck by one of the largest waterfalls in the world. Victoria Falls, locally known as Mosi-oa-Tunya (“The Smoke That Thunders”), offers breathtaking views, especially during the rainy season when the water flow is at its peak.

Safari Adventures: Zambia boasts several national parks and game reserves offering exceptional wildlife viewing opportunities. South Luangwa National Park is particularly renowned for its walking safaris, allowing you to get up close with nature.

Lower Zambezi National Park: Another gem for safari enthusiasts, this park offers canoe safaris along the Zambezi River, providing a unique perspective on the wildlife and landscape.

Cultural Encounters: Zambia is home to diverse ethnic groups, each with its own traditions and customs. Visiting local villages offers a chance to immerse yourself in Zambian culture, interact with locals, and learn about their way of life.

Adventure Activities: For adrenaline junkies, Zambia offers a range of thrilling activities such as bungee jumping off the Victoria Falls Bridge, white-water rafting in the Zambezi River, and zip-lining across the Batoka Gorge.

Birdwatching: With over 700 bird species, Zambia is a paradise for birdwatchers. Whether you’re a novice or an avid birder, you’ll have ample opportunities to spot a diverse array of avian species.

Lakes and Rivers: Zambia’s waterways offer opportunities for fishing, boating, and relaxation. Lake Tanganyika, one of the largest lakes in the world, is perfect for water-based activities, while the Zambezi River provides stunning scenery and opportunities for river cruises.

Local Cuisine: Don’t miss the chance to savor Zambian cuisine, which typically includes staples like nshima (a maize-based porridge) served with relishes such as grilled meat, fish, or vegetables. You’ll also find a variety of fresh fruits and vegetables, reflecting Zambia’s agricultural abundance.

Hospitality: Zambians are known for their warmth and hospitality, making visitors feel welcome wherever they go. Expect friendly encounters and genuine hospitality during your stay.

Safety: While Zambia is generally a safe destination for tourists, it’s advisable to take common-sense precautions, especially in urban areas. Be vigilant with your belongings and avoid walking alone at night.

As a visitor to Zambia, expect a memorable and enriching experience exploring Zambia’s natural beauty, wildlife, culture, and adventure opportunities.

Why should I buy Travel Insurance for visiting Zambia?

Zambia Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Zambia in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Zambia where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Zambia, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Zambia, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Zambia, having Zambia travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

Visitor Insurance Services of America Review

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!