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Study USA Insurance

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Plan Brochure

Study USA-HealthCare International Student Health Insurance

Study USA Insurance is a medical plan for international students studying in the USA or outside home country, suits F-1 and J-1 visa holders in USA.

COVID-19 / SARS-CoV-2 / Coronavirus  Study USA HealthCare plan includes coverage for testing/treatment of COVID-19 even after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel.

GeoBlue Study USA Insurance is an international student medical insurance for foreign students studying in the United States and U.S. Students studying abroad outside the United States of America (USA). Study USA Student Insurance is ideal for international students studying outside their home country (F1 visa or J1 visa in USA). Study USA medical insurance meets or exceeds the requirements set by the American Department of State, Immigration & Naturalization Services and NAFSA. Study USA health insurance is widely accepted by U.S. universities.

GeoBlue Study USA-HealthCare policy is highly adaptable, the following students and their dependents are eligible to enroll in the GeoBlue Study USA-HealthCare Insurance plan:

  • Foreign Students Studying in the U.S. – Individuals under age 66 who have valid visa status in the U.S. and are registered and engaged in academic activities at a U.S. school, college or university
  • U.S. Registered Students Studying Outside the U.S. – Individuals under age 66 who are registered with a U.S. school, college or university and engaged in academic activities abroad (excluding home country)
  • U.S. Permanent Residents Studying Outside the U.S. – Individuals under age 66 who are registered with a school, college or university and engaged in academic activities abroad (excluding home country)
  • Dependents – Spouse and/or children (under age 18) of enrolled students may apply for insurance with the student, or within 31 days of birth, legal adoption, marriage, or arrival in the country of study

GeoBlue Study USA HealthCare plan is offered by USI Travel Insurance Services, the policy is administered by GeoBlue, and coverage is underwritten by 4 Ever Life International Limited and is rated A- “Excellent” by A.M. Best.

Study USA Insurance Review

Top Visitor Health Insurance USA  COVID-19 

Notes: Foreign students studying in the USA, or intl. students outside home country, Up to 364 days, Renew up to 4 years.

Eligibility: Any foreign student and/or dependents, and studying in the USA, or in other nations outside home country.

Coverage Duration: Minimum of 5 days to maximum of 1 year (365 days)


  • Member maximum limits: $50K to $1 million
  • Choice of deductible: $0 to $2,500
  • AD&D benefit: $25K (included), additional to $1 million

PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.

Renew or Extend: Not renewable, purchase exact days of coverage necessary.

Other Highlights

  • Foreign nationals visiting the USA
  • Sickness/injury plans for visitors to America
  • Acute-onset of pre-conditions included
  • Quote & purchase online for single trip
  • Child alone without adult purchase allowed
  • Optional hazardous sports activity riders

Study USA Insurance Policy Information

Study USA America Insurance or Study USA-HealthCare plans is an international student medical insurance for foreign students studying in the United States and U.S. Students studying abroad.

Study USA Insurance - Plan Overview

New GeoBlue Study USA-Healthcare Plan or Study USA Insurance plan review and highlights of coverage are as follows:

  • Eligiblity: Studying outside home country, plan for foreign students studying in the USA (or outside home country) and their dependent spouse and children (under age 18 years).
    •  Available to all Students, Teachers, Faculty and OPT status, No minimum # of credits required
    • Must be age 14-74 to enroll; renewable through age 84 if eligibility criteria are met
    • Must be traveling outside your Home Country for at least 3 months of the year. (Unlimited coverage if you return to your Home Country during the policy period)
  • Unlimited annual and lifetime medical benefits
  • Deductible options from $0-$5,000.
  • Deductible waived for office visits, preventative care, prescriptions, and more.
  • Includes coverage for Primary Care doctor visits, Wellness, and Routine vaccinations
  • Prescription drugs covered at 100% up to $5,000 per year with no deductible
  • Optional upgrade to cover Dental and Vision expenses, no waiting period for benefits
  • Maternity benefit can be added to policy after 1 year of coverage
  • No exclusions on sports or activities (except for professional competition)
  • Outpatient mental health expenses covered with just a $30 copay in the U.S.
  • Includes benefits for Physical Therapy, Chiropractic Care, Clinical Trials, Genetic Testing, Hormone Replacement Therapy, Infertility Services, Infusion Therapy, Obesity Treatment and TMJ Disorder
  • Illnesses and Injuries related to terrorism are covered
  • No requirement for referrals or pre-authorization
  • Can visit any provider outside the U.S. and access to the Blue Cross Blue Shield PPO network within the U.S.
  • Meets or exceeds most USA-based college/university requirements for international students.
  • Choice of medical maximum amount selections based on plan selected.
  • No deductible for treatment received at the Student Health Center.
  • Emergency medical evacuation and repatriation of remains.
  • Hospitalization, surgery, prescription drugs, ambulance service, emergency room treatment and doctor visits.
  • Common Carrier Accidental Benefit and Accidental Death and Dismemberment (AD&D).
  • Quote, review and purchase the Study USA Student Insurance online.
  • Immediate coverage available, print virtual ID cards instantly after purchase.
  • Renew or extend policy coverage dates, up to total coverage duration of 4 years.
  • Plan offered by GeoBlue & administered by Travel Insurance Services.
  • COVID-19/SARS-CoV-2: Coverage for testing/treatment included
  • Administrator: Policy claims are administered in the United States by GeoBlue.
  • Underwriter: Well-backed plan that is underwritten by 4 Ever Life International Limited and is rated A- “Excellent” by A.M. Best.

Study USA Insurance Plan Details

Study USA Insurance policy by GeoBlue, plan details of coverage benefits as below:

Study USA Insurance Plan Brochure

Study USA Insurance Review of the plan brochure for coverage information and summary of benefits along with broad outline of the policy features.

  • Plan Brochure: Study USA Insurance Review of the Study USA Insurance Brochure for policy information, coverage features and plan summary of benefits.

Study USA Insurance Certificate

Study USA Insurance Review of the plan certificate for detailed coverage information and plan exclusions with in-depth policy benefits explanation.

Study USA Insurance PPO Network

Study USA plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.

Study USA Insurance - Quote/Buy Online or Apply

Quote, apply and buy the GeoBlue Study USA HealthCare policy securely and instantly online. Alternatively, print/ and complete the paper application to send along with the requisite premium amount payment to the address on application.

  • Quote/Buy Online: Get instant quote & Buy Study USA Insurance coverage online along with the required premium payment.

Study USA Insurance - Renew/Extend Coverage

Study USA Student Travel Insurance coverage duration can be extended or renewed.

  • Renew Policy: Plan is renewable, extend the Study USA insurance policy coverage dates, unlimited renewal up to maximum coverage duration, with a 30 day grace period.

Study USA Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

  • Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
  • Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Study USA Insurance Plan FAQ

Below are some of the questions frequently asked with the Study USA Insurance plan gathered over many years:

What are the common terms used in the Study USA Insurance plan?

Medical Maximum, Deductible, Coinsurance are commonly referenced

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.