Travel Insurance for India
Best Travel Insurance for India
India Travel Insurance Plans
India Travel Insurance is best suited for tourist visiting India, or for anyone traveling to India from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for India today.
Quote, review and buy India travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting India from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in India or other foreign destinations outside their home country. Visitors to India and international travelers to India and other countries can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.
India Travel - Timeless Culture & Heritage
India offers a vast array of experiences for travelers, from its rich cultural heritage to its diverse landscapes, bustling cities, and delicious cuisine. India is incredibly diverse culturally, with each region offering its own traditions, languages, and cuisines. From the colorful festivals of Rajasthan to the serene backwaters of Kerala, there’s something for everyone. Indian cuisine is renowned worldwide for its flavors and variety. Don’t miss the chance to try regional specialties like dosas in the south, chaat in Delhi, biryani in Hyderabad, and seafood along the coastal regions.
Popular destinations include the Golden Triangle (Delhi, Agra, Jaipur), Rajasthan, Tamil Nadu, Kerala, Goa, Varanasi, and the Himalayan region. While India is generally safe for travelers, it’s essential to take precautions like avoiding isolated areas at night, safeguarding your belongings, and being cautious of scams and touts in tourist areas.
It’s advisable to drink bottled water and avoid street food if you have a sensitive stomach. It’s also recommended to have travel insurance that covers medical emergencies. Also, respect local customs and traditions, especially when visiting religious sites. Dress modestly, remove your shoes before entering temples, and ask for permission before taking photos of people.
English is widely spoken in major cities and tourist areas, but learning a few basic phrases in Hindi or the local language of the region you’re visiting can enhance your experience and help you connect with locals. India is vast, and there’s so much to see and do. Give yourself plenty of time to explore each destination fully, and don’t try to cram too much into one trip.
Whether you’re exploring ancient temples, trekking in the Himalayas, or relaxing on Goa’s beaches, traveling in India is sure to be an unforgettable experience. Make sure to check visa requirements well in advance of your trip. India offers e-visas for many nationalities, but the process can take some time, so it’s best not to leave it until the last minute.
India Travel Insurance - Compare & Buy
Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.
Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..
Atlas International
Popular Plan for Intl. Travelers COVID-19
Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.
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Patriot International Lite
Basic Plan for Intl. Travelers
Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.
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Safe Travels International
International Travel outside America COVID-19
Comprehensive plan for coverage outside home country, max duration of 1 year.
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Diplomat International
Top Visitor Health Insurance USA COVID-19
Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.
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Atlas Premium
Best Plan for Intl. Travel COVID-19
High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.
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Patriot Platinum
Best Plan for Travel to USA or Intl. COVID-19
Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.
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Diplomat Long Term
Best Coverage Outside Home Country COVID-19
Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.
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Travel Medical Choice – International
Popular Plan for Intl. Travel COVID-19
Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.
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Travel Medical Basic – International
Reliable and economical travel plan excl. USA COVID-19
Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.
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Atlas Essential
Budget Comprehensive COVID-19
Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.
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Visitor Secure
Low Cost Plan for USA Visitors COVID-19
Low-cost scheduled budget plan with fixed benefits with many options to choose from.
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Visitors Care
Low Cost Plan for Visitors to the USA COVID-19
Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.
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Safe Travels Elite
Fixed Plan for Visitors to the USA COVID-19
Low-cost scheduled budget plan with fixed benefits with many options to choose from.
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iTravelInsured Travel Insurance
IMG Trip Protection Plan
Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.
Travel Insurance Select
Trip Costs Protection Plan
Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.
Round Trip Insurance
Trip Loss, Delay or Interruption Coverage
Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.
Travel Health Insurance
Travel Insurance plan review and coverage features:
- Medical Expenses for Injury or Sickness
- Emergency Medical and Dental Expenses
- Inpatient/Outpatient Surgery Charges
- Sudden Dental Pain and Labs/Diagnostics
- Prescription Drugs and Medication Costs
- Emergency Medical Evacuation/Reunion
- Repatriation of Mortal Remains
- Affordable Comprehensive or Low-cost Fixed Benefit options
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Coverage
- End of Trip Home Country Coverage
- Trip Cancellation and Travel Interruption Benefits
Travel Insurance Review
Review Travel Insurance plan features and highlights:
- Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
- Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
- Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
- Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
- Flexibility on your return date with renewable or extendable policies.
- Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
- The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
- Reduced rates for dependent children included in the parents plan.
- Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
- Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.
Travel Insurance Questions & Answers
Below are some of the questions frequently asked (FAQ) with India Travel Insurance plans, and more specifically with Travel Insurance for India plans. For more answers, please refer to FAQs page.
Why should I buy Travel Insurance for visiting India?
India Travel Insurance is a prudent coverage choice
Travel insurance is important for any trip, but buying Travel Insurance for India in important for several reasons:
Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like India where healthcare costs can be high, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like India, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in adventure sports or activities during your trip to India, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.
Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as India, having India travel insurance is a prudent decision to ensure a smooth and worry-free journey.
Travel Insurance Updates
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