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Europe Travel Insurance

Travel Medical Insurance for Europe

Review and buy the best visitor health insurance for visiting the USA. Best visitor insurance plans from top-rated carriers that meet your specific coverage needs and also fit your budget. Contact us today, we can guide & help advise you in the selection.

Europe Travel Insurance Review

Europe Travel Insurance or Europe Travel Medical Insurance plans is a necessary coverage for visitors to the European continent. Europe Travel Health Insurance has made it possible to have a stress and worry-free visit or travel to Europe. Also, traveling in Europe has been simplified with the introduction of the Schengen visa.

Europe is a top tourist destination for international travelers from across the globe, and is the most visited destination globally. Visitors to European states come from all nations worldwide, as it offers many historic locations and old world charm from a travel perspective. Europe has satisfies the travel cravings of every type of tourist interest – adventure, historical, cultural, backpacker, daytripper, religious site visitor, archaeology history or other interest travelers, and so much more.

However, if you are a non-US citizen and intend to visit or transit through any of the Schengen states, you have to obtain your Schengen visa from the consulate of the visiting country of your main destination. The proof of health insurance coverage for your stay in the Schengen area has to be presented to the consulate prior to issuance of Schengen visa.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

Europe Travel Insurance Plans

Quote, compare plan benefits, review coverage, apply and buy a Schengen visa insurance online that meets the requirements of Europe Travel holders.

Travel Medical Insurance – Comprehensive Plans

Popular travel medical insurance plans with comprehensive benefits that provide coverage up to the plan maximum benefit selected at the time of purchase of the plan, review and buy instantly online. These plans also meet Schengen Visa requirements for Europe travel coverage.
Policies that include coverage for the global COVID-19/SARS-CoV-2 coronavirus disease pandemic are marked: COVID-19 

Safe Travels Schengen Visa

Travel Plan for EU Schengen States  COVID-19 

Comprehensive plan for visiting Europe, meets Schengen Visa Travel Insurance requirements, available for up to age 89 and 364 days max duration.

  • Foreign nationals visiting USA
  • Available up to age of 89 years
  • From $50K to $1 million USD
  • Emergency & hospitalization
  • Buy duration from 5 to 364 days
  • Renew up to 2 years (24 months)
  • Primary Insurance (not Gap)
  • Wide First Health PPO Network
  • Acute Onset of Pre-Conditions
  • $75 Doctor Wellness Visit Benefit
  • Telemedicine option covered
  • Athletic sports, Home Return
  • Covered en-route during travel

Brochure →        Details

Atlas Premium

Best Plan for Travel to USA or Intl.  COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

  • Business travelers visiting USA
  • Age 80+ visitors, gets $20K max.
  • Higher liability, better features
  • No coinsurance outside PPO
  • Pre-conditions (acute onset)
  • Buy up to 1 year, min. 5 days
  • Instant ID cards & visa letter
  • Renew active, cancel anytime
  • Max. from $50K to $2 Million
  • Deductible from $0 to $5000

Brochure →        Details

Patriot Platinum

Best Plan for Travel to USA or Intl.

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

  • For individuals, families, groups
  • Enhanced features, maximums
  • Pre-existing (acute onset)
  • Buy for minimum. 5 days
  • Get instant ID cards & visa proof
  • Renew active policy, or cancel
  • Renew policy to 36 months
  • Maximum up to $8 million
  • Age 80+ years get $20K max.
  • High deductible, $0 to $25K

Brochure →        Details

Diplomat International

Top Intl. Travel Medical Insurance

Excellent policy for international travelers outside the USA, has sudden relapse with acute-onset pre-existing condition benefits for ages below 70 years.

  • Foreign nationals visiting USA
  • Suitable for visitors to America
  • Single trip sickness/injury plan
  • 15 days minimum, max. of 1 year
  • Not renewable, buy exact dates
  • Acute-onset of pre-conditions
  • No PPO, any doctor/hospital
  • Quote & purchase for single trip
  • Member max.: $50K to $1 million
  • Choose deductible: $0 to $2,500
  • AD&D benefit: $25K to $1 million
  • Child alone purchase allowed
  • Optional adventure sports rider

Brochure →        Details

atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers COVID-19 

Popular plan includes acute-onset of pre-existing condition coverage for ages below 80 years. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

  • International travel outside USA
  • Single-trip tourist out of America
  • From 5 days up to max. of 364
  • Pre-existing (Acute onset only)
  • Instant quote & buy now
  • ID cards/coverage proof letter
  • Renewable & cancellable
  • Wide PPO, coinsurance savings
  • Max. amounts, $50K to $2 Million
  • Deductible choices, $0 to $5000

Brochure →        Details

Patriot International

Basic Plan for Intl. Travel

Value plan w/ no pre-existing benefits included, suits healthy individuals ages 70-79 years w/ maximum coverage limited to $50K USD.

  • Cheap comprehensive plan ex-US
  • No acute-onset pre-ex cover
  • Medical evacuation/repatriation
  • Maximum choices $50K to $1M
  • Deductible from $0 to $2,500
  • Buy from 5 days, renew 2 years
  • Renew before expiration date
  • Cancel prior to start for refund
  • Easy quote, apply & purchase
  • ID cards/visa letter/proof sent

Brochure →        Details

Safe Travels USA Comprehensive

Plan for Travel to USA or Intl.  COVID-19 

Comprehensive plan for visiting USA or intl. travel, acute-onset pre-ex condition covered, for up to age 89 and 364 days max duration.

  • Foreign nationals visiting USA
  • Available up to age of 89 years
  • From $50K to $1 million USD
  • Emergency & hospitalization
  • Buy duration from 5 to 364 days
  • Renew up to 2 years (24 months)
  • Primary Insurance (not Gap)
  • Wide First Health PPO Network
  • Acute Onset of Pre-Conditions
  • $75 Doctor Wellness Visit Benefit
  • Telemedicine option covered
  • Athletic sports, Home Return
  • Covered en-route during travel

Brochure →        Details

Liaison Travel Plus

Coverage Outside Home Country  COVID-19 

Includes medical expenses for COVID-19 testing/treatment while traveling outside home country.

  • Non-U.S. citizens visiting USA
  • Traveling outside home country
  • Age: 14 days to 80+ years old
  • Comprehensive, US$5M max.
  • Deductible: $0 to $2500 USD
  • US$100K COVID-19 test/treat
  • Wide UnitedHealthCare PPO
  • Save coinsurance in PPO
  • AD&D up to US$25K
  • Medical Evacuation & Reunion
  • Renew to extend up to 1 year

Brochure →        Details

Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

  • Visitor to USA & outside US
  • Long term intl. travel medical
  • Minimum 3 months purchase
  • Renew/extend policy to 3 years
  • Cancel for refund prior to start
  • Maximum up to $1,000,000 USD
  • Ages 70-79 yrs. $100K USD max.
  • Ages 80+ years $20K USD max.
  • Deductible: $0 to $5000 USD
  • Athletic Sports Activity Rider
  • Add-on War Risk rider to policy
  • Home Country Cover on return
  • Expat US citizens visiting USA

Brochure →        Details

Safe Travels USA Cost Saver

Budget Travel to USA or Intl.  COVID-19 

Comprehensive budget primary policy for up to age 89 years, covers unexpected recurrence of pre-ex condition up to USD1000, max duration of 1 year, renew up to 24 months.

  • Visiting the USA or worldwide
  • $50K up to $1 million USD Max.
  • Primary emergency medical
  • Purchase for 5 days to 364 days
  • Renew up to 2 years (24 months)
  • Unexpected recurrence, $1,000
  • Wide PPO Network (First Health)
  • Wellness Visit (Doctor $75)
  • Telemedicine consultation
  • Return to Home, Athletic sports
  • Covered during travel to USA

Brochure →        Details

Liaison Travel Medical

Visitors to USA or Intl. Travelers

Sickness/injury plan available in 3 levels: Elite, Choice and Economy, varied co-insurance, acute or sudden onset pre-existing health condition included, lowers benefit for ages 70+.

  • Comprehensive w/ Max. choices
  • Maximum: US$50K to US$5M
  • Deductible: US$0 to US$2500
  • Duration: 5 days to 364 days
  • Over 70 years, $50K or $100K
  • 80+ gets $20,000 max.
  • Acute Onset of Pre-Existing
  • Renew policy up to 1 year

Brochure →        Details

GeoBlue Voyager Insurance

Plan for Travel outside the USA  COVID-19 

Short-term travel health insurance that covers you outside the U.S., suits international leisure, missionary or business travel.

  • Available in Choice or Essential
  • US citizens or Foreign nationals
  • Coverage for ups to 84 years age
  • From $50K to $1 million USD
  • Emergency & hospitalization
  • Buy duration from 5 to 180 days
  • Wide First Health PPO Network
  • Acute Onset of Pre-Conditions
  • Telemedicine option covered
  • Optional Riders to policy

Brochure →        Details

Group Travel Medical Insurance

Group Travel Medical Insurance or Group Travel Insurance plans are for groups of 5 or more individuals visiting Europe, or traveling outside home country. Group coverage include a 10% group rate discount and features travel & medical benefits that can be purchased for the entire group in a single policy.

Atlas Group Travel

Group Travel Medical Plan for 5+

Single group policy covers entire group of 5 or more individuals visiting the USA, or traveling outside America.

  • Groups of 5+ outside home country
  • Save 10% discount on group rates
  • Trade, professional, educational groups
  • Suitable for tourist groups to America
  • From 5 days up to max. of 364 days
  • Acute-onset of pre-existing conditions
  • Quote & buy a single group policy
  • Renewable coverage up to 1 year
  • Choose group deductible: $0 to $5,000
  • Each member covered: $50K to $2 mill.

Brochure →        Details

Patriot Group Travel Medical

5+ USA Visitors or Intl. Travelers

Groups of 5 or more visitors to the USA, or groups traveling outside home country to other nations also.

  • Groups of 5+ outside home country
  • Save 10% discount on group rates
  • Suitable for tourist groups to America
  • Church, family, or business groups
  • From 5 days up to max. of 1 year
  • Renewable coverage up to 2 years
  • Acute-onset of pre-conditions existing
  • Quote & buy a single group policy
  • Choose group deductible: $0 to $2,500
  • Each member covered: $50K to $1 mill.

Brochure →        Details

Travel to Europe as a Tourist or Traveler

Europe offers something for every tourist traveler with wide terrain from snow covered mountains of the swiss alps to warm wonderful sea coasts in Greece, wine tasting and diverse culinary traditions of France, or the street alleys and waterways of Netherlands, or the modern and industrial cities of Munich and Frankfurt in Germany, or the urban charm of theatres and operas in London. With traditions and long established rich culture, Europe is well connected from the Americas, Africa or Asia.

Overview of Healthcare in Europe

European nations varry in terms of heathcare. some have nationalized offerings while others depend on privatized healthcare. Member states of the European Union (EU) offer its residents with a European Health Insurance Card (EHIC). However, health insurance as a tourist or traveler is still required or even mandated to purchase an appropriate coverage for the Schengen visa, and provide a two great travel insurance options. If you are traveling from a country that is outside the EU, you will not be able to benefit from reciprocal healthcare agreements, and thus will need to purchase travel insurance to protect you.

Schengen Visa Travel Insurance Plans

When traveling to Europe for 90 days or less, and within a 180 day period, citizens of certain nations are mandatorily required to get a Schengen visa depending on what passport you hold. The Schengen area travel visa will allow you to visit the 26 European countries that belong to the Schengen area. With a single visa, you can travel freely without having to go through customs at each state border. To qualify for the Schengen visa you will need to purchase a health insurance plan that meets a strict list of requirements, and also produce a proof of letter from your insurance company, stating that all the requirement are met.

Europe Travel Insurance for Schengen visa

With the introduction of the common Schengen visa to travel to 26 European nations, the Schengen visa application should be accompanied by a Schengen visa insurance letter which satisfies clearly defined Schengen visa insurance requirements. The Schengen area is a group of 26 countries in Europe: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Also necessary, is Schengen visa travel insurance plan to satisfy the Schengen visa requirements.The Schengen visa letter is immediately available to download the document upon purchase of most international travel medical insurance plans, so you can easily print it and produce the same with the consulate for your scheduled visa appointment. Along with your name and dates of coverage, this document will list many important components of your insurance plan, such as the policy maximum, deductible, and emergency medical evacuation, and repatriation coverage. The visa letter can also be translated to different languages as requested. There are many good travel insurance options available for travel to Europe. To help you learn more about Europe Travel Insurance, you can compare, review and find the best travel insurance plans for Europe, as well as health insurance choices for the Schengen visa.

Schengen Visa Requirements for Europe Travel

If you need Schengen Visa Insurance for mandatory proof of coverage letter necessary to obtain the Schengen Visa, read the 2020 Schengen Visa Insurance Requirements and instantly purchase Schengen Travel Insurance compliant coverage online. Before you plan your next trip to Europe, review Schengen Visa Insurance plans for several top-rated carriers, find a low-cost plan that meets the requirements also.

Schengen visas should be obtained prior to arrival in the Schengen area territory. Europe Travel Insurance with the common shengen visa allows the holder to travel to 26 Schengen countries / territories / states. However Schengen visa countries require visitors to have health insurance coverage. Schengen visa insurance requirements for schengen states travel requirements include accident and sickness coverage of a minimum of Euros €30,000 covering the entire duration of the trip to European Schengen states.

  • Insurance company must have a representative office in Europe.
  • Medical evacuation / repatriation coverage of at least US $37,500 (30,000 Euros)
  • Insurance must be valid for duration of stay in the Schengen states.

Europe Travel Insurance Features & Benefits

Even if you may be a good health insurance back in your home country, purchasing travel medical insurance for the European Union, is an absolute necessity. Many domestic insurance plans will not provide coverage outside of your home country, these travel-related benefits are necessary for you and your family for your trip to the EU.

Travel health insurance plans are specifically designed to medically protect you when you travel around the world, and will help cover the cost of regular doctor visits, transportation to a nearby hospital in the case you are seriously injured, and will even cover in a worst-casr scenario, the costs of transporting your mortal remains back to your home country. These travel insurance benefits are typically not included by a domestic health insurance where coverage across borders is not typically an option. Many plans also offer high policy maximums and the flexibility to choose your own deductible, making these plans comprehensive, yet affordable.

Some of the salient features of Europe Travel Medical Insurance plans with included benefits such as:

  • Medical Expenses for Injury or Sickness
  • Doctor Visits and Hospitalizations
  • Emergency Dental / Vision Expenses
  • Prescription Drugs
  • Labs and Diagnostics
  • Emergency Reunion
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Emergency Medical Reunion
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • Return to Home Country Coverage
  • Trip Cancellation / Interruption
  • Lost Luggage or Passport
  • Trip Loss and Travel Delays
  • Travel and Document Assistance
  • Personal Liability

Europe Travel Insurance Questions & Answers

Below are some of the questions frequently asked with the relevant answers for Schengen Visa Insurance and Europe Travel insurance:

Do I need to purchase Travel Insurance for Europe?

Europe Travel Insurance is Necessary Coverage to Buy

Any travel outside home country involves sickness and injury risks. Cost of care in Europe is high and this necessates holding a good travel medical plan. For travelers who need the mandatory Schengen visa to travel to Europe, applying for the Schengen visa will require producing proof of Europe travel medical coverage with minimum set requirements. However, US citizens or few other nationals do not need the Schengen visa, but buying travel health insurance for Europe is still a good idea. The high cost of health care in Europe and most US domestic health insurance plans typically do not cover outside the United Staes, buying a good travel insurance for visiting Europe is necessay coverage. If you are planning a long term stay of over 90 days in Europe, having travel insurance for Europe is mandatory for all nationalities.

How do I get cheap Schengen Visa Insurance for Europe Travel?

Low-cost Schengen Visa Insurance Plans

To meet the minimum Schengen Visa Insurance requirements, many travel insurance providers have basic plans that are available at the lowest cost.
The exact price of the policy is dependent of the traveler need and specific requirements in what is considered essential in the coverage benefits. The traveler can compare Schengen Visa Insurance plans and help make the choice easier. Always review all Schengen visa insurance products before buying the cheapest travel insurance for Schengen visa that satisfies Schengen consulate requirements.

The cost for the Schengen travel insurance depends on the age of the traveler and the duration of coverage length. The age the traveler makes the cost higher for older travelers. Also, longer the duration of coverage required, the cost will surely be greater.. The Schengen visa insurance application quote page has a listing of Europe travel insurance plans that satisfy consular Schengen visa requirements.

How do I buy Europe travel insurance for Schengen visa?

Purchase Schengen Visa Insurance Online

Travelers can easily buy Europe travel insurance for Schengen visa online using our Schengen visa insurance page with a listing of also plan that meet the set requirements. Instantly upon purchase of the Europe visa insurance policy, the system genrated ID cards and visa letter/proof of coverage document is emailed to your inbox. You can download and print the same, and submit it along with Schengen visa application to the consulate where you are applying for the Schengen visa.

Do Europe Travel Insurance plans cover Covid-19 / Coranavirus?

Travel Medical Insurance with Covid-19 Coverage

With most European countries are now lifting the entry ban from July 1, 2020 for many international travelers to Europe. With the Covid-19 global pandemic still prevailing, one should consider the health risks involved in international travel to Schengen Countries and other European countries. To take causion and mitigate these risks, it is very important to have a good Europe Travel Medical Insurance that does include testing and/or treatment of Covid-19. Travel insurance companies are offering Covid-19 coverage by treatring this like any other sickness/illness. Trawick International has the Safe Travels series and Trawick International and Global Underwriters offers the Diplomat series of products which cover Covid19 coronavirus disease.

The European Union opened its border on July 1st 2020 for international travel post Covid-19 pandemic, however has allowed residents/nationals of select countries to be allowed to travel to the EU starting 1-July-2020. This list is expected to be dynamic depending on the ability of different nations in handling the Covid 19 pandemic.Please check the EU Travel page for country specific restrictions which is constantly updated.

Europe Travel Insurance Updates

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!