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Travel Insurance for Ghana

Best Travel Insurance for Ghana

Review & buy Ghana Travel Insurance for international travel to Ghana. Review & buy the best travel insurance for Ghana plans or Ghana travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Ghana Travel Insurance Plans

Ghana Travel Insurance is best suited for tourist visiting Ghana, or for anyone traveling to Ghana from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Ghana today.

Quote, review and buy Ghana travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Ghana from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Ghana or other foreign destinations outside their home country. Visitors to Ghana and international travelers to Ghana can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Ghana Travel - Experience Ghanaian Culture & Heritage

Traveling to Ghana can be an enriching experience! From its vibrant cities to its serene countryside, Ghana offers a diverse range of attractions and activities for visitors. Here are some highlights to consider:

Accra: Start your journey in the capital city, Accra. Explore its bustling markets, such as Makola Market, where you can shop for local crafts, textiles, and fresh produce. Don’t miss out on visiting landmarks like the Kwame Nkrumah Mausoleum and Independence Square.

Cape Coast: Journey to Cape Coast to delve into Ghana’s history. Visit Cape Coast Castle, a UNESCO World Heritage Site, to learn about the country’s role in the transatlantic slave trade. You can also relax on the beautiful beaches along the coast.

Kumasi: Known as the cultural heartbeat of Ghana, Kumasi is famous for its rich Ashanti culture. Explore the Kejetia Market, one of the largest markets in West Africa, and visit the Manhyia Palace Museum to learn about the Ashanti kingdom.

Volta Region: Nature enthusiasts will appreciate the lush landscapes and outdoor activities in the Volta Region. Explore Wli Waterfalls, the highest waterfall in West Africa, or embark on a hike in the Tafi Atome Monkey Sanctuary to see wild monkeys up close.

Mole National Park: For wildlife viewing, head to Mole National Park in northern Ghana. Take a safari tour to spot elephants, antelopes, and other wildlife in their natural habitat.

Cultural Festivals: Depending on the time of your visit, you may have the opportunity to experience vibrant cultural festivals such as the Homowo festival in Accra or the Hogbetsotso festival in the Volta Region.

Local Cuisine: Don’t forget to indulge in Ghanaian cuisine! Try dishes like jollof rice, banku with tilapia, and kelewele (spicy fried plantains) for a taste of the local flavors.

When traveling to Ghana, it’s important to respect the local customs and traditions. Additionally, make sure to stay hydrated, especially during the hotter months, and take necessary precautions against mosquito bites. Enjoy your journey to this beautiful and culturally rich destination!

Ghana Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Ghana

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
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Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Visitors Insurance for Ghana to USA Travel

If you are visiting the United States from Ghana and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Ghana Travel Insurance plans, and more specifically with Travel Insurance for Ghana plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Ghana?

Ghana offers a diverse experience for every traveler

Visiting Ghana as a tourist offers a rich and vibrant experience! Here’s what you can expect:

Warm Hospitality: Ghanaians are known for their friendliness and hospitality. Expect to be welcomed warmly wherever you go.

Cultural Diversity: Ghana is home to many diverse ethnic groups, each with its own traditions, languages, and customs. You’ll have the opportunity to experience a rich tapestry of cultures.

Historical Sites: Ghana has a rich history, particularly concerning the transatlantic slave trade. You can visit sites like Cape Coast Castle and Elmina Castle, which are UNESCO World Heritage Sites, to learn about this dark period of history.

Beautiful Beaches: Ghana boasts stunning beaches along its coastline. Destinations like Busua, Kokrobite, and Ada Foah offer opportunities for relaxation, water sports, and vibrant beachside culture.

Vibrant Markets: Ghana’s markets are bustling hubs of activity, offering a wide array of goods including traditional crafts, clothing, and delicious local cuisine. Places like Makola Market in Accra are worth exploring.

Delicious Cuisine: Ghanaian cuisine is flavorful and diverse, with dishes like jollof rice, banku and tilapia, and kelewele (spicy fried plantains) being popular favorites. Be sure to try out local eateries and street food vendors for an authentic culinary experience.

Ecotourism: Ghana is blessed with diverse ecosystems, including rainforests, savannas, and coastal wetlands. You can explore national parks like Mole National Park to see wildlife such as elephants, antelopes, and monkeys in their natural habitats.

Colorful Festivals: Throughout the year, Ghana celebrates numerous festivals showcasing its cultural heritage. The most famous is the Ashanti’s Akwasidae festival and the Ga people’s Homowo festival. These festivals feature colorful parades, traditional dances, and ceremonies.

Music and Dance: Ghana has a vibrant music scene, with genres like highlife, hiplife, and afrobeats being popular. You can catch live performances at bars, clubs, and cultural events, and even join in on the dancing.

Safety: Ghana is generally considered a safe destination for tourists, with low crime rates compared to many other countries. However, it’s always wise to take standard precautions and be aware of your surroundings.

Visiting Ghana promises an enriching experience filled with culture, history, and natural beauty. Whether you’re exploring ancient forts, sampling local cuisine, or immersing yourself in traditional music and dance, you’re sure to create lasting memories.

Why should I buy Travel Insurance for visiting Ghana?

Ghana Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Ghana in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Ghana where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Ghana, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Ghana, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Ghana, having Ghana travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!