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Travel Insurance for Germany

Best Travel Insurance for Germany

Review & buy Germany Travel Insurance for international travel to Germany. Review & buy the best travel insurance for Germany plans or Germany travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that also meet your Schengen visa coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Germany Travel Insurance Plans

Germany Travel Insurance is best suited for tourist visiting Germany, or for anyone traveling to Germany from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Germany today.

Quote, review and buy Germany travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Germany from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Germany or other foreign destinations outside their home country. Visitors to Germany and international travelers to Germany, and needing to meet Schengen Visa requirements, can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Germany Travel - Experience German Culture & Heritage

Germany offers a wealth of experiences for travelers, blending rich history, vibrant culture, and stunning landscapes. Here’s a brief overview of what you can explore:

Historic Cities: Germany is dotted with cities that brim with history and culture. Berlin, the capital, is a dynamic metropolis where you can explore landmarks like the Berlin Wall, Brandenburg Gate, and Museum Island. Munich boasts beautiful architecture, beer gardens, and the famous Oktoberfest. Other notable cities include Hamburg, Cologne, Dresden, and Heidelberg.
Cultural Attractions: Germany is home to world-class museums, galleries, and theaters. Don’t miss the iconic Neuschwanstein Castle, the fairy-tale castle that inspired Disney’s Sleeping Beauty Castle. The Black Forest region offers picturesque villages, hiking trails, and traditional wooden cottages.
Cuisine: German cuisine is hearty and satisfying, with dishes like schnitzel, bratwurst, pretzels, and sauerkraut. Be sure to sample regional specialties like currywurst in Berlin, Weisswurst in Munich, and spaetzle in the Swabian region.
Scenic Landscapes: Germany boasts diverse landscapes, from the rugged mountains of the Bavarian Alps to the lush vineyards along the Rhine River. Explore the scenic beauty of the Moselle Valley, hike through the Harz Mountains, or cruise along the Romantic Road.
Cultural Events: Germany hosts numerous cultural events and festivals throughout the year. Oktoberfest in Munich is the world’s largest beer festival, attracting millions of visitors from around the globe. The Christmas markets in cities like Nuremberg, Dresden, and Cologne are renowned for their festive atmosphere and traditional crafts.
Outdoor Activities: Outdoor enthusiasts will find plenty to do in Germany, whether it’s skiing in the Alps, cycling along the Danube River, or sailing on the Baltic Sea. The country is crisscrossed with well-maintained hiking and biking trails, offering opportunities to explore its natural beauty.
World-Class Architecture: Germany is home to architectural marvels both old and new. From medieval cathedrals like Cologne Cathedral and Regensburg Cathedral to modern masterpieces like the glass dome of the Reichstag building in Berlin, architecture enthusiasts will find much to admire.

Whether you’re a visitor interested in history, culture, cuisine, or outdoor adventures, Germany has something to offer every type of traveler.

Germany Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Germany

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Germany Travel Insurance plans, and more specifically with Travel Insurance for Germany plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Germany?

Germany offers a diverse experience for every traveler

Traveling to Germany can be an exciting and enriching experience. Here are some things you can expect:

Efficient Transportation: Germany is known for its well-organized transportation system. You can expect punctual trains, buses, and trams, making it easy to get around cities and between towns.
Rich History and Culture: Germany boasts a rich cultural heritage, with landmarks such as the Brandenburg Gate in Berlin, the Cologne Cathedral, and the fairy-tale Neuschwanstein Castle in Bavaria. Expect to encounter historical sites, museums, and art galleries celebrating Germany’s diverse past.
Delicious Cuisine: German cuisine is hearty and diverse. Don’t miss out on trying traditional dishes like sausages (Bratwurst, Currywurst), pretzels, schnitzel, sauerkraut, and various regional specialties. Beer lovers will also appreciate the wide selection of local brews.
Language: While German is the official language, especially in smaller towns and rural areas, you’ll find many Germans speak English, especially in larger cities and tourist destinations. However, it’s always appreciated if you try to speak a bit of German, even if it’s just basic phrases.
Cash and Cards: While major credit and debit cards are widely accepted, especially in urban areas, it’s still a good idea to carry some cash, particularly for smaller purchases or in more rural regions.
Seasonal Weather: Germany experiences four distinct seasons. Summers can be warm, especially in the south, while winters can be cold with the possibility of snow, particularly in the Bavarian Alps. Pack accordingly depending on the time of year you plan to visit.
Cultural Etiquette: Germans value punctuality and efficiency. It’s customary to greet people with a firm handshake and to maintain eye contact during conversations. Remember to say “Bitte” (please) and “Danke” (thank you), as politeness is highly regarded.
Public Etiquette: When using public transportation, remember to validate your ticket before boarding. Smoking is prohibited in most indoor public spaces. Additionally, recycling is taken seriously in Germany, so make sure to sort your waste properly.
Shopping Hours: Most shops are closed on Sundays, with the exception of some convenience stores and bakeries. Plan your shopping accordingly.
Safety: Germany is generally a safe country for travelers, but it’s always wise to take precautions like you would in any other destination. Keep an eye on your belongings, especially in crowded tourist areas.

By keeping these points in mind, you can make the most out of your trip to Germany and enjoy all that this fascinating country has to offer.

Why should I buy Travel Insurance for visiting Germany?

Germany Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Germany in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Germany where healthcare costs can be high, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Germany, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Schengen Visa: The mandatory Schengen Visa Travel insurance requirement for visiting the European Schengen states makes it a necessary for certain individuals, check before your travel to Germany.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Germany, such as trekking,
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Germany, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Germany, having Germany travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

Visitor Insurance Services of America Review

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!