Atlas Journey Premier Trip Protection Plan
Review the Atlas Journey Premier plan that provides comprehensive trip protection coverage that is customizable for travelers needing to protect trip investment costs for domestic USA travel or international travel worldwide.
COVID-19 / SARS-CoV-2: Atlas Journey Premier includes coverage for testing/treatment of COVID-19 and claims will be be covered just as any other included sickness/illness.
Atlas Journey Premier is a top-tier trip protection plan that provides top-rated provides comprehensive and customizable coverage for travelers looking to protect their trip investment costs for Trip Cancellation and/or Trip Interruption benefits, including Travel Medical coverage for sickness/injury. Atlas Journey Premier is available only for US residents suits both domestic US or international travels also. Atlas Journey Premier policy includes cancel for any reason (CFAR) benefits.
You can get instant quotes of Atlas Journey Premier Trip Protection Plan, and also purchase the policy as it is a guaranteed issue policy, hence requiring no medical underwriting before coverage can be approved or denied. For detailed plan information, please review the Atlas Journey Premier brochure for policy summary and the Atlas Journey Premier Description of Coverage sample document for policy details including coverage exclusions. The plan participates in UnitedHealthCare PPO network in the US, which provides wide access for doctors and providers in-network.
Atlas Journey Premier Trip Protection is administered by WorldTrips and is underwritten by U.S. Specialty Insurance Company (USSIC), a leading specialty insurance underwriter in the world and a member of the Tokio Marine HCC group of companies.
Atlas Journey Premier Review
Atlas Journey Premier offers core benefit that can reimburse you for prepaid, nonrefundable trip expenses—up to 100% of your insured trip cost for trip cancellations and up to 150% of your insured trip cost for trip interruptions—if you must cancel your trip due to a covered reason.
Atlas Journey Premier Trip Protection Plan review and highlights of coverage are as follows:
- Trip Cancellation and Trip Interruption benefits included
- Top-tier trip protection policy with cancel for any reason (CFAR)
- Travel Medical with sickness / illnesses and injuries covered
- Pre-existing conditions coverage (conditions apply)
- Travel Assistance Services covered under the policy.
- 24/7 policy support via Phone, Web, Mobile and Telemedicine.
- Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
- Plan Administrator: WorldTrips
- Underwriter: U.S. Specialty Insurance Company (USSIC)
Atlas Journey Premier can reimburse you for a trip cancelled or interrupted due to:
- Sickness or injury that renders you or your traveling companion unable to travel
- Death, hospitalization, or quarantine of you or your traveling companion
- Death, hospitalization, or quarantine of your host at your destination
- Delay or cancellation of common carrier due to strike, inclement weather, natural disaster, or mechanical breakdown
- Traffic incident while en route to departure
- Cancellation of cruise due to insufficient or excessive water
- Cancellation of trip due to work reasons, including loss of job or requirement to work
- View the policy documents for your plan and state of residency for a full list of covered reasons for trip cancellation
IMPORTANT NOTE: Coverage varies by state. Please review the policy documents for your plan and state of residency prior to purchasing an Atlas Journey Premier plan. This plan is not available in Washington state.
Atlas Journey Premier FAQ
Who is eligible to buy the Atlas Journey Premier plan?
U.S. Residents as Domestic USA or international travelers
Atlas Journey Premier Trip Protection insurance is available to U.S. residents and is designed for both domestic and international trips, including cruises. The plan includes reimbursement coverage for canceled trips, damaged luggage, flight delays, and medical treatment. The plan also include access to travel and emergency assistance services, support teams are available to answer all your travel questions and help with emergencies 24 hours a day, 7 days a week, for various languages and any time zone.
Who are the included benefits with Atlas Journey Premier plan?
Trip Cost Benefits, Medical Benefits and Luggage Benefits
Atlas Journey Premier Trip Protection insurance benefits include:
- Trip Cost Benefits: Reimbursement for prepaid, nonrefundable trip costs in case of a covered cancellation, interruption, or delay
- Medical Benefits: Coverage for eligible medical expenses related to unexpected injury or illness, medical evacuation, and COVID-19
- Luggage Benefits: Reimbursement for the covered cost of lost, stolen, or damaged luggage and personal items
What are the optional upgrades with the Atlas Journey Premier plan?
Upgrades are riders to the policy
Optional upgrades with Atlas Journey Premier plan include:
- Cancel For Any Reason (CFAR): Reimburses 50% or 75% of your trip cost if you cancel for a non-covered reason
- Adventure Sports: Extends coverage for higher-risk activities.
- Primary Medical: Makes your medical coverage primary instead of secondary, which can simplify claims.
- Rental Car Protection: Covers damage and theft of a rental vehicle.
- Baggage Upgrade: Doubles baggage limits and makes the coverage primary.
What are the Atlas Journey Trip Protection Plan options?
Three available options: Premier, Preferred or Economy
WorldTrips offers three plan options: Atlas Journey Premier, Atlas Journey Preferred, and Atlas Journey Economy, compare Atlas Journey trip protection policies that provide trip cancellation and trip interruption benefits.
What is Trip Insurance or Trip Protection Insurance?
Protects trip costs for Cancelation/Interruption and Travel Medical benefits
Trip insurance, or trip protection insurance, is designed to protect your trip costs in case of a delay or alteration of your travel plans. It can reimburse you if your luggage is lost, stolen, or damaged. Trip insurance also comes with eligible medical expense coverage in case you become injured or require medical evacuation during your trip.
Trip insurance includes both trip cancellation insurance and trip interruption insurance, but there are key differences between the two plans. Trip cancellation insurance must be purchased before you leave on your trip, while trip interruption can be purchased the day you leave or after you’ve departed. Trip cancellation insurance also includes a Trip Cancellation benefit while trip interruption insurance does not.
Did you know that the insurance premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy with the same plan options selected, whether you purchase coverage directly from the company or through any agent/agency. Time to stop comparing around, and start shopping to buy with confidence a trusted and rated plan that best meets your coverage needs, with the lowest price guranteed.