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Travel Insurance for Nepal

Best Travel Insurance for Nepal

Review & buy Nepal Travel Insurance for international travel to Nepal. Review & buy the best travel insurance for Nepal plans or Nepal travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Nepal Travel Insurance Plans

Nepal Travel Insurance is best suited for tourist visiting Nepal, or for anyone traveling to Nepal from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Nepal today.

Quote, review and buy Nepal travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Nepal from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Nepal or other foreign destinations outside their home country. Visitors to Nepal and international travelers to Nepal can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Nepal Travel - Experience Nepali Culture & Heritage

Traveling to Nepal can be an incredible experience filled with natural beauty, rich culture, and adventure. Here are some key points to consider when planning a trip to Nepal:

Visa and Entry Requirements: Most visitors to Nepal need a visa, which can be obtained upon arrival at Tribhuvan International Airport in Kathmandu or at land border crossings. Check the latest visa requirements before your trip.

Best Time to Visit: The best time to visit Nepal is during the dry seasons of autumn (September to November) and spring (March to May) when the weather is clear, and the skies are usually blue. However, each season has its own charm and attractions.

Trekking: Nepal is famous for its trekking routes, including the Everest Base Camp Trek, Annapurna Circuit, and Langtang Valley Trek. Make sure to choose a trek that matches your fitness level and interests, and consider hiring a guide and porter for safety and support.

Cultural Heritage: Explore Nepal’s rich cultural heritage by visiting UNESCO World Heritage Sites in Kathmandu Valley, such as Pashupatinath Temple, Boudhanath Stupa, Swayambhunath (Monkey Temple), and Bhaktapur Durbar Square.

Adventure Activities: Besides trekking, Nepal offers a range of adventure activities like white-water rafting, paragliding, bungee jumping, and mountain biking. Pokhara is a popular destination for outdoor adventures.

Wildlife Safari: Visit Chitwan National Park or Bardia National Park for a chance to see diverse wildlife, including Bengal tigers, one-horned rhinoceroses, elephants, and various bird species.

Responsible Tourism: Respect local customs and traditions, and minimize your environmental impact by staying in eco-friendly accommodations, supporting local businesses, and avoiding single-use plastics.

Altitude Sickness: If you’re trekking to high altitudes, be aware of altitude sickness and acclimatize properly by ascending gradually and staying hydrated.

Health and Safety: Ensure you have comprehensive travel insurance that covers medical emergencies and evacuation. Be cautious of food and water hygiene to avoid gastrointestinal issues.

Local Etiquette: Learn a few basic phrases in Nepali, such as “Namaste” (hello) and “Dhanyabad” (thank you), and respect local customs and traditions, including removing shoes before entering temples and homes.

Remember to research and plan your trip thoroughly to make the most of your time in Nepal and ensure a safe and enjoyable experience.

Nepal Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Nepal

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Visitors Insurance for Nepal to USA Travel

If you are visiting the United States from Nepal and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Nepal Travel Insurance plans, and more specifically with Travel Insurance for Nepal plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Nepal?

Nepal offers a diverse experience for every traveler

Visiting Nepal as a tourist can be an enriching and unforgettable experience. Here’s what you can expect:

Spectacular Scenery: Nepal is renowned for its stunning natural beauty, including the majestic Himalayas, lush forests, and picturesque valleys. Expect breathtaking views at every turn, especially if you’re trekking in regions like the Everest Base Camp or Annapurna Circuit.

Rich Cultural Heritage: Nepal is home to diverse ethnic groups, each with its own language, traditions, and customs. You can explore ancient temples, monasteries, and palaces in cities like Kathmandu, Bhaktapur, and Patan. The vibrant festivals and religious rituals offer fascinating insights into Nepalese culture.

Adventure Opportunities: Nepal is a paradise for adventure enthusiasts. Whether you’re into trekking, mountaineering, white-water rafting, paragliding, or jungle safaris, there’s something for everyone. Popular activities include trekking to Everest Base Camp, rafting in the Bhote Koshi River, and exploring the Chitwan National Park.

Warm Hospitality: Nepalese people are known for their hospitality and friendliness. You’ll likely encounter warm smiles and genuine kindness wherever you go. Don’t be surprised if locals invite you into their homes for tea or share stories about their culture and traditions.

Challenges with Infrastructure: While Nepal offers incredible experiences, it’s essential to be prepared for challenges with infrastructure, particularly in remote areas. Roads may be rough, electricity and water supply may be intermittent, and accommodations could vary in quality. However, this is part of the adventure and adds to the authenticity of the experience.

Altitude Considerations: If you’re planning to trek in the Himalayas, be aware of altitude sickness. It’s crucial to acclimatize properly and listen to your body. Stay hydrated, take it slow, and be prepared to adjust your plans if necessary.

Delicious Cuisine: Nepalese cuisine is diverse and flavorful, with influences from Indian, Tibetan, and Chinese culinary traditions. Don’t miss trying local delicacies like momos (dumplings), dal bhat (rice and lentils), and thukpa (noodle soup). Street food stalls and local eateries offer tasty and affordable options.

Respect for Local Customs: Nepal is a culturally rich and religiously diverse country, so it’s essential to respect local customs and traditions. Dress modestly, especially when visiting temples and religious sites, and ask for permission before taking photographs of people.

Visiting Nepal promises an adventure filled with natural beauty, cultural exploration, and warm hospitality. Just be prepared for the unexpected, embrace the journey, and soak in the magic of this incredible country.

Why should I buy Travel Insurance for visiting Nepal?

Nepal Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Nepal in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Nepal where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Nepal, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Nepal, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Nepal, having Nepal travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!