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Travel Insurance for Hong Kong

Best Travel Insurance for Hong Kong

Review & buy Hong Kong Travel Insurance for international travel to Hong Kong. Review & buy the best travel insurance for Hong Kong plans or Hong Kong travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Hong Kong Travel Insurance Plans

Hong Kong Travel Insurance is best suited for tourist visiting Hong Kong, or for anyone traveling to Hong Kong from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Hong Kong today.

Quote, review and buy Hong Kong travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Hong Kong from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Hong Kong or other foreign destinations outside their home country. Visitors to Hong Kong and international travelers to Hong Kong can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Hong Kong Travel - Experience Cantonese Culture & Heritage

Traveling to Hong Kong can be a fantastic experience! With its vibrant culture, stunning skyline, delicious cuisine, and rich history, there’s always something to explore. Here are some tips and highlights for your trip:

Attractions: Don’t miss iconic spots like Victoria Peak for panoramic views of the city, the bustling streets of Mong Kok, and the historic Tian Tan Buddha on Lantau Island. Take a ferry ride across Victoria Harbour for a classic Hong Kong experience.
Food: Hong Kong is a paradise for food lovers. Try local favorites like dim sum, roast duck, wonton noodles, and egg tarts. Street food stalls offer a variety of snacks, from fish balls to stinky tofu. Don’t forget to explore the night markets for a taste of Hong Kong’s culinary delights.
Shopping: Whether you’re into luxury brands or bargain hunting, Hong Kong has something for everyone. Explore Causeway Bay for high-end shopping malls, or visit markets like Temple Street Night Market and Ladies’ Market for unique souvenirs and affordable goods.
Culture: Immerse yourself in Hong Kong’s diverse culture by visiting temples, museums, and art galleries. Check out the historic Man Mo Temple, learn about the city’s maritime heritage at the Hong Kong Maritime Museum, or explore contemporary art at the Hong Kong Museum of Art.
Transportation: Hong Kong has an efficient public transportation system, including the MTR (subway), buses, trams, and ferries. Consider purchasing an Octopus card for easy access to all modes of transport. Taxis are also readily available but can be more expensive during peak hours.
Day Trips: Take advantage of Hong Kong’s proximity to other destinations. Visit the former Portuguese colony of Macau for its unique blend of European and Chinese cultures, or explore the natural beauty of the New Territories with hikes in places like Sai Kung or Tai O fishing village.
Etiquette: Respect local customs and traditions, such as offering and receiving items with both hands, especially when dealing with older people. Tipping is not common in Hong Kong, except in certain situations like fine dining or excellent service.
Language: While Cantonese is the primary language spoken in Hong Kong, English is widely understood, especially in tourist areas. Learning a few basic Cantonese phrases can enhance your experience and show respect for the local culture.

Remember to check the latest travel advisories and entry requirements before your trip, especially considering any recent developments or regulations. Enjoy your time in Hong Kong!

Hong Kong Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Hong Kong

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Visitors Insurance for Hong Kong to USA Travel

If you are visiting the United States from Hong Kong and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Hong Kong Travel Insurance plans, and more specifically with Travel Insurance for Hong Kong plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Hong Kong?

Hong Kong offers a diverse experience for every traveler

Visiting Hong Kong as a tourist offers a vibrant blend of culture, history, and modernity. Here’s what you can expect:

Skyline: Hong Kong’s skyline is iconic, dominated by towering skyscrapers and stunning architectural marvels like the ICC Tower and the Bank of China Tower. A trip to Victoria Peak provides panoramic views of the city’s skyline, especially breathtaking at night.

Culture and Heritage: Explore the city’s rich cultural heritage by visiting traditional temples like Wong Tai Sin Temple or Man Mo Temple. The blend of Eastern and Western influences is evident in places like the Sik Sik Yuen Wong Tai Sin Temple, where locals practice both Buddhism and Confucianism.

Cuisine: Hong Kong is a food lover’s paradise. From Michelin-starred restaurants to humble street food stalls, you’ll find a vast array of culinary delights. Don’t miss trying dim sum, roast goose, and egg tarts, among other local delicacies.

Shopping: Hong Kong is a shopper’s paradise with everything from luxury boutiques in Central to bustling street markets like Ladies’ Market and Temple Street Night Market. You can find anything from high-end fashion to electronics and souvenirs.

Nature: Despite being a densely populated metropolis, Hong Kong has ample green spaces and scenic hikes. Explore places like Lantau Island, Sai Kung, and the New Territories for stunning landscapes, beaches, and hiking trails.

Transport: Hong Kong has an efficient public transportation system, including the MTR (subway), buses, trams, and ferries. The Octopus Card is a convenient way to pay for transportation and purchases.

Language: While Cantonese is the primary language spoken, English is widely understood, especially in tourist areas and among younger generations.

Events and Festivals: Depending on when you visit, you may encounter festivals like Chinese New Year, the Mid-Autumn Festival, or the Dragon Boat Festival, offering a glimpse into local traditions and celebrations.

Safety: Hong Kong is generally considered safe for tourists, with low crime rates. However, it’s advisable to stay updated on any local developments or travel advisories.

Protests and Political Climate: Hong Kong has experienced periods of political unrest and protests in recent years. While the situation may vary, it’s essential to stay informed about any ongoing demonstrations or disruptions that could impact your travel plans.

Visiting Hong Kong promises a dynamic and unforgettable experience, blending modernity with tradition in a unique and vibrant urban landscape.

Why should I buy Travel Insurance for visiting Hong Kong?

Hong Kong Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Hong Kong in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In any country where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Hong Kong, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Hong Kong, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Hong Kong, having Hong Kong travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!