Safe Travels International Cost Saver Coverage for Travel Outside USA
Safe Travels International Cost Saver Insurance is a value comprehensive plan for anyone traveling outside their Home Country and outside the United States, plan meets requirements for budget oriented travelers.
COVID-19 / SARS-CoV-2 / Coronavirus Safe Travels International Cost Saver plan does not cover this sickness and excludes coverage for testing/treatment of COVID19.
Safe Travels International Cost Saver Insurance plan is for anyone traveling on a budget outside their home country to any other country, except for travel to or from the USA. The plan includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip delay, trip interruption, lost baggage, and accidental death & dismemberment. COVID-19 is NOT covered and testing/treatment of this sickness is excluded.
- Quote and Buy Safe Travels International Cost Saver Insurance online, instant ID cards and proof of coverage.
- Review the Safe Travels International Cost Saver Insurance Brochure for plan summary of benefits.
- Review the Safe Travels International Cost Saver Insurance Certificate for policy details and exclusions.
Safe Travels International Cost Saver plan benefits includes a choice of deductible options of US $0, $50, $100, $250, $500, $1,000, $2500, or $5000, no co-insurance as 100% covered beyond deductible, includes emergency room, doctor visits, and hospitalization, emergency medical evacuation, repatriation of mortal remains. Review the plan brochure and summary of benefits to understand benefits included. The policy certificate has the complete description of all of the terms, conditions, and exclusions.
Safe Travels International Cost Saver plan is offered and administered by Trawick International, the policy is underwritten by Crum & Forster SPC.
Safe Travels International Cost Saver Insurance Review
International Budget Travel Medical Insurance
Notes: Budget policy EXCLUDES Covid-19 coverage for international travelers (outside USA), also suits value oriented international travelers outside the USA.
Eligibility: Anyone 14 days or older, traveling outside their home country, excluding the United States.
Coverage Duration: Minimum 5 days up to Maximum 364 days trip length.
Amounts:
- Member maximum limit: US$ 50K, 100K, 250K, 500K or US$ 1million
- Deductible Choices: $0, $50, $100, $250, $500, $1,000, $2500, $5000
- Co-insurance: 100% paid after the deductible
- AD&D benefit: $20K (included)
PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.
Renew or Extend: If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 2 years.
Other Highlights
- Foreign nationals traveling abroad, excluding to/from USA
- Not available to US Citizens/Residents
- Repatriation of Mortal Remains, Cremation or Local Burial
- Quote & purchase online for single trip
Safe Travels International Cost Saver Insurance Policy Information
Safe Travels International Cost Saver Insurance is specially designed for the tourist outside their home country excluding coverage in the United States, plan is available for international travelers and even suits foreigners traveling abroad on a budget and seeking a value plan.
Safe Travels International Cost Saver is an Excess Travel Medical plan with accident and sickness medical, emergency medical evacuation for Non-US citizens traveling outside their Home Country (Origin) but not to the USA. This plan is not available to anyone who has been outside their Home Country for more than 365 days prior to the coverage starting. This plan does not cover 18. COVID-19, SARS-CoV-2.
Safe Travels International Cost Saver Insurance - Plan Overview
Safe Travels International Cost Saver Insurance plan review and coverage highlights are as follows:
- Policy Maximum Amounts: $50K, $100K, $250K $500K or $1 million USD
- Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
- Deductible Options: $0, $50, $100, $250, $500, $1,000, $2500, $5000
- Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
- Co-Insurance 100% after the deductible, No Co-insurance, plan pays 100% up to the policy maximum
- AD&D up to $25K included, option to purchase higher amounts
- Coverage from 5 days to 364 days; renew uninterrupted policy to maximum duration of 12 months.
- For non-U.S. citizens/residents ages 14 days to 89 years, traveling anywhere outside their home country excluding USA
- Coverage not available to US Citizens
- COVID-19, SARS-CoV-2 expenses are NOT covered
- Unexpected Recurrence of a Pre-existing Condition – NOT covered
- This plan does not provide coverage in any OFAC country or other restricted countries.
- Travelers 80 + over must apply separately from those age 79 and under.
- Not available to any individual who has been residing outside their home country for more than 365 days prior to their Effective Date.
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Rates are based on age, policy maximum and deductible choices
- Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains
- Political and Natural Disasters Evacuation
Safe Travels International Cost Saver Insurance Plan Details
Safe Travels International Cost Saver Insurance Plan Details
Safe Travels International Cost Saver Insurance is available for non-U.S. citizens/residents who are traveling outside the United States, or while traveling outside home country excluding the USA. Coverage is suitable both for business or leisure travelers to the Europe., international tourists, individuals or family who are on a holiday excluding America. This is a brief summary of the features available in Safe Travels International plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. Limitations and exclusions apply. Please refer to the plan certificate for more details.
| Plan Name | Safe Travels International Cost Saver |
| Quote & Buy Online | Buy Safe Travels International Cost Saver Insurance |
| Renew Coverage Online | Safe Travels Intl. Cost Saver Insurance plan is renewable up to 364 days, if the policy is not lapsed and currently active. |
| Review Plan Brochure | Safe Travels International Cost Saver Travel Insurance Brochure |
| Coverage Period or Duration | Coverage period minimum length of 5 days to maximum of 364 days |
| Renew Coverage | Coverage may be extended for 12 months |
| Benefit Period | 180 days (amount of time you have from the date of your injury/illness to receive treatment). |
| Policy Maximum | $50,000, $100,000, $250,000 $500,000 or $1,000,000 USD |
| Deductible Options | $0, $50, $100, $250, $500, $1,000, $2500, $5000 USD |
| Co-Insurance: | Plan pays up to 100% up to the plan maximum beyond the deductible. |
| Emergency Medical / Hospitalization | Hospital/ICU Room & Board Charge covered 100% up to Policy Maximum. |
| Doctor / Physician Visit | 100% covered Inpatient or Outpatient Physician or Specialist visits are covered. |
| Urgent Care | Visits are covered 100% up to policy maximum. |
| Labs and Diagnostics | covered 100% up to Policy Maximum
Laboratory, Pre-admission Testing, Radiology / X-ray covered 100% up to policy maximum |
| Prescription Drugs / Medicines | Covered 100% up to Policy Maximum
Ongoing prescriptions prior to purchase of policy will not be covered. |
| Ambulance | Emergency use of local Ambulance is covered 100% up to policy maximum. |
| Emergency Medical Evacuation | Up to $2 million USD (amount covered per evacuation) |
| Physical Therapy/ Chiropractor |
up to $50 per visit per day (10 visits per policy period) |
| Anesthesia / Anesthesiologist | Covered 100% up to Policy Maximum. Inpatient / Outpatient Surgery, Use of Surgical Facility, Surgeon Fees all included. |
| Travel Assistance Services | 24/7/365 travel assistance services. |
| Secondary Insurance | Safe Travels International Cost Saver is a Secondary Insurance plan A Secondary insurance plan just fill gaps found in coverage benefits in the Primary plan. In comparison, a Primary Insurance plans pays immediately for an unexpected injury/illness that is not an exclusion, without any verification made, whereas in a secondary plan, this check is done. |
| Exclusions & Limitations | Exclusions apply, see Exclusions & Limitations section in plan certificate for details |
| Pre-certification Requirements | See pre-certification section in plan certificate for details, pre-certification does not guarantee benefits. |
| Claims & Reimbursement | Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense Claim payments can be converted to a currency of your choice |
| Cancellation & Refund | Before coverage start date, full plan cost refunded. After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already. Note: A written (email) request along with the requiste cancellation form filled ans signed is required. |
| Other Details |
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| Worldwide Assistance | 247/365 Emergency Assistance service included, contact phone number provided on the back of ID card. |
| Plan Administrator | Trawick International handles all policy administration services |
| Claims Administrator | Trawick International handles all claims administration services |
| Insurance Underwriter | Underwritten by Crum & Forster SPC |
| Ratings of Insurance Company | A.M. Best: A
S&P: A- |
| Quote & Buy Online | Safe Travels International Cost Saver Insurance Quote |
Disclaimer: The information provided on this page is only a summary of the Safe Travels International Insurance plan, be sure to read Safe Travels International Insurance plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by the plan claims administrator.
Safe Travels International Cost Saver Insurance Plan Brochure
Review the Safe Travels International Cost Saver Travel Medical Insurance brochure which includes the high level summary of benefits and coverage.
- Plan Brochure: Safe Travels International Cost Saver Insurance Brochure
Safe Travels International Cost Saver Insurance - Certificate Description of Coverage
Review all the Safe Travels International Cost Saver Travel Health Insurance policy details in the master certificate of coverage wording below:
- Certificate of Insurance: Safe Travels International Cost Saver Insurance Certificate
Safe Travels International Cost Saver Insurance PPO Network
Safe Travels International Cost Saver plan has NO USA based and international PPO network of doctors, hospitals, labs, and other caregivers.
- Provider Network: Visit and doctor or hospital
Safe Travels Intl. Cost Saver Insurance - Quote/Buy Online or Apply
Quote, apply and buy the Safe Travels International Cost Saver Insurance policy securely and instantly online.
- Quote/Buy Online: Get instant quote & Buy Safe Travels International Cost Saver Insurance coverage online.
Safe Travels International Cost Saver Insurance - Renew/Extend Coverage
Safe Travels International Cost Saver Travel Insurance coverage duration can be extended as plan is renewable, you can extend the policy coverage dates up to a total duration of 12 months (364 days) , as long as the policy has NOT lapsed or expired.
- Renew Policy: Extend the Safe Travels International Cost Saver Insurance plan coverage dates using the following link to Renew Trawick Insurance Plans online.
Safe Travels International Cost Saver Insurance - Claims
Download and submit the claims form along with for detailed information including receipts for all medical bills for review and processing. You can also check the status of your claim online.
- Claims: Download the Safe Travels International Cost Saver Insurance Claims form on the Trawick Insurance Client Resources page.
Safe Travels International Cost Saver Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Safe Travels International Cost Saver Insurance Plan Questions & Answers
Below are some of the questions frequently asked with the Safe Travels International Cost Saver Insurance plan and relevant answers gathered over many years:
Who is eligible to purchase the Safe Travels International Cost Saver policy?
US citizens or Foreign nationals traveling abroad outside the USA
The Safe Travels International Cost Saver plan is available for non-US citizens or foreign nationals who are traveling abroad (excluding the United States) outside their home country for a short-term duration. Individuals and/or families for certain nations visiting abroad can purchase this value policy to meet travel insurance requirements on a budget.
What are the common terms used in the Safe Travels International Cost Saver plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.
Did you know that the insurance premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy with the same plan options selected, whether you purchase coverage directly from the company or through any agent/agency. Time to stop comparing around, and start shopping to buy with confidence a trusted and rated plan that best meets your coverage needs, with the lowest price guranteed.