BCBS Global Solutions: Single Trip Platinum Insurance
Review the BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance, short-term travel medical coverage plan provides sickness/injury coverage for international travelers, INCLUDES coverage for pre-existing conditions, but REQUIRES having a primary health plan.
COVID-19 / SARS-CoV-2: BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance includes coverage for testing/treatment of COVID-19 and claims will be be covered just as any other included sickness/illness.
BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance plan was previously named GeoBlue Voyager Choice, provides top-rated short-term travel medical coverage that covers the insured health while outside the U.S. on a single trip. BCBS Single Trip Platinum Insurance is a popular comprehensive plan that covers pre‑existing medical conditions, and coverage is available for an international trips outside America for up to 182 days. This plan includes coverage for pre-existing conditions, but requires to have primary health plan to purchase coverage.
Review the BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance, get instant quotes of BCBS Global Solutions Single Trip Platinum Insurance, and purchase coverage to get the ID cards and proof of coverage delivered instantly to your email. For detailed plan information, please review the BCBS Single Trip Platinum Insurance plan brochure for policy details, the plan participates in Blue Cross and Blue Shield PPO network. BlueCross BlueShield Global Solutions Single Trip Platinum Insurance is administered by Worldwide Insurance Services LLC and is underwritten by 4 Ever Life Insurance Company, which is rated A- “Excellent” by A.M. Best.
BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance Review
Review the BCBS Single Trip Platinum Insurance, plan provides top-rated short-term travel medical coverage that covers the insured health while outside the U.S. on a single trip. Formerly known as GeoBlue Voyager Choice, this popular comprehensive plan that covers pre‑existing medical conditions, and coverage is for an international trip of up to 182 days.
BCBS Global Solutions: Single Trip Platinum Insurance Overview
BCBS Global Solutions: Single Trip Platinum Insurance policy plan review and highlights of coverage are as follows:
- Popular comprehensive short-term sickness/injury plan
- For trips outside the U.S. up to 6 months for ages 95 and younger.
- Coverage of COVID-19 testing and treatment, at no additional cost
- Post-departure trip interruption up to $500.
- Choice of varying medical limits and deductibles.
- Covers pre-existing conditions with current US health plan.
- Requires any US-based primary health plan in order to be eligible
- Medical, Evacuation, Mental Health, RX, AD&D included.
- No hospital pre-certification penalty.
- 24/7 support by Phone, Web, Mobile and Telemedicine
- Underwriter: 4 Ever Life with AM Best Rating: “A-” (Excellent)
BCBS Global Solutions: Single Trip Platinum Insurance Plan Details
This is a brief summary of the features available in BCBS Global Solutions: Single Trip Platinum plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. Limitations and exclusions apply. Please refer to the plan brochure certificate for more details.
| Plan Name | BlueCross BlueShield Global Solutions: Single Trip Platinum |
| Quote & Buy Online | Buy BCBS Global Solutions: Single Trip Platinum Insurance |
| Renew Coverage Online | BCBS Global Solutions: Single Trip Platinum Insurance plan is renewable up to 182 days, if the policy is not lapsed and currently active. |
| Review Plan Brochure | BCBS Global Solutions: Single Trip Platinum Visitor Insurance Brochure |
| Coverage Period or Duration | Coverage period minimum length of 5 days to maximum of 182 days (nearly 6 months) |
| Primary insurance | BCBS Global Solutions: Single Trip Platinum is a Secondary Insurance plan, and requires you to have a Primary health plan. A Secondary insurance plan just fill gaps found in coverage benefits in the Primary plan. In comparison, a Primary Insurance plans pays immediately for an unexpected injury/illness that is not an exclusion, without any verification made, whereas in a secondary plan, this check is done. |
| Pre-existing Contions | BCBS Global Solutions: Single Trip Platinum Insurance plan does cover pre-existing conditions. Any illness/sickness/condition or injury that was present prior to the effective date of the policy. |
| Policy Maximum | Maximum options include: $50,000, $100,000, $500,000 or $1,000,000. Maximum benefit per insured person per policy period. |
| Deductible Options |
Choice of Deductibles include: $0, $100, $250, or $500. Deductible per insured person per policy period. |
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% covered |
| Outpatient Office visits: including X-rays and lab work billed by the attending physician |
100% covered |
| Inpatient Surgery, X-rays, in-hospital doctor visits | 100% covered |
| Inpatient medical emergency | 100% covered |
| Ambulatory surgical center |
100% covered |
| Ambulance services (non-Medical evacuation) | 100% covered up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges covered up to $5,000 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $100 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period |
| Medical evacuation | Maximum Benefit per Trip Period for all Evacuations up to $500,000 |
| Accidental Death and Dismemberment AD&D | Maximum benefit principal sum up to $50,000 |
| Emergency family travel arrangements | Should you be confined to a hospital for medical reasons, BCBSGS plans provide a maximum benefit per trip period up to $2,500 for the cost of one economy round trip airfare ticket to the place of the hospital confinement for one (1) person |
| Hazardous activities | Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Insurers (NAUI) required or diving under the supervision of a certified instructor) |
| Lost baggage and personal effects coverage | Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect |
| Post departure trip interruption transportation | Maximum benefit of $1,000 per trip period |
| Post departure trip interruption quarantine coverage | Lodging & incidentals maximum benefit of $50 per day, up to 10 days |
| Repatriation of remains | Maximum benefit up to $25,000 |
| Exclusions & Limitations | Exclusions apply, see Exclusions & Limitations section in plan certificate for details |
| Pre-certification Requirements | See pre-certification section in plan certificate for details, pre-certification does not guarantee benefits. |
| Claims & Reimbursement | Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense Claim payments can be converted to a currency of your choice |
| Cancellation & Refund | Before coverage start date, full premium plan cost paid is refunded. After coverage start date, the unused portion of your active plan cost is refunded without any cancellation fee, if no claims filed under the policy already, Note: A written (email) or phone call to the plan administrator by the insured requesting cancellation is required. |
| Other Details |
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| Worldwide Assistance | 247/365 Emergency Assistance service included, contact phone number provided on the back of ID card. |
| Plan Administrator | BCBS Global Solutions: Single Trip Platinum Insurance policy administration services is handled by Worldwide Insurance Services LLC for BCBS Global Solutions. |
| Claims Administrator | BCBS Global Solutions: Single Trip Platinum Insurance claims administration services is handled by Worldwide Insurance Services LLC for BCBS Global Solutions. |
| Insurance Underwriter | Underwritten by 4 Ever Life Insurance Company. |
| Financial Strength Rating | 4 Ever Life Insurance Company (4ELI) is rated A- (Excellent) by A.M. Best. |
| Quote & Buy Online | BCBS Global Solutions: Single Trip Platinum Insurance Quote |
IMPORTANT NOTE. The insurance described in this page does not provide major medical comprehensive medical coverage and is not designed to replace your primary major medical insurance. Further, this insurance does not meet the minimum essential benefits as set forth under the Patient Protection and Affordable Care Act (PPACA).
Disclaimer: The information provided on this page is only a summary of the BCBS Global Solutions: Single Trip Platinum Insurance plan, be sure to read the plan brochure for complete details. Also review the policy certificate to view the Description of Coverage, Exclusions,
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by the plan claims administrator.
BCBS Global Solutions: Single Trip Platinum Insurance - Plan Brochure
Review the BCBS Global Solutions: Single Trip Platinum Insurance brochure which includes the high level summary of benefits and coverage.
BCBS Global Solutions: Single Trip Platinum Insurance PPO Network
BCBS Global Solutions: Single Trip Platinum Insurance uses the Blue Cross and Blue Shield PPO Network that has an extensive USA based and international PPO network of doctors, hospitals, diagnostic labs, and other caregivers.
BCBS Global Solutions: Single Trip Platinum Insurance - Quote/Buy Online or Apply
Quote, apply and buy the BCBS Global Solutions: Single Trip Platinum Insurance policy securely and instantly online.
- Quote/Buy Online: Get instant quote & Buy BCBS Global Solutions: Single Trip Platinum Insurance coverage online.
BCBS Global Solutions: Single Trip Platinum Insurance - Renew/Extend Coverage
BCBS Global Solutions: Single Trip Platinum Insurance coverage duration can be extended as plan is renewable, you can extend the policy coverage dates up to a total duration of 182 days, as long as the policy has NOT lapsed or expired.
Renew Policy:
- Extend the BCBS Global Solutions: Single Trip Platinum Insurance plan coverage dates using on the BCBS Global Solutions Client Resources page.
BCBS Global Solutions: Single Trip Platinum Insurance - Claims
Download and submit the claims form along with for detailed information including receipts for all medical bills for review and processing. You can also check the status of your claim online.
- Claims: Download the BCBS Global Solutions: Single Trip Platinum Insurance Claims form and online submission of claims is available on the BCBS Global Solutions Client Resources page.
BCBS Global Solutions: Single Trip Platinum Insurance - Cancellation & Refund Rules
If you need to cancel your BCBS Global Solutions: Single Trip Platinum Insurance plan, you can do so without cancellation fees or penalties. Below are the rules pertaining to cancellation of the policy and refund of premium.
- Contact Plan Administrator: The policy insured can email (please reply with the original purchase confirmation) with the cancellation request. Alternatively, the plan insured can call and request cancellation of the policy.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded fully to the entire purchase premium paid.
- Active Policy: After that effective date, the premium is considered active by the plan administrator and if you have no claims with the current active policy certificate, partial pro-rated refunds for the unused period are available with this policy. If the policy haas been claimed, no refunds will apply.
BlueCross BlueShield Global Solutions: Single Trip Platinum Insurance FAQ
Who is eligible to buy the BCBS Single Trip Platinum plan?
Available for US citizens and residents w/ age below 95 years
BlueCross BlueShield Global Solutions: Single Trip Platinum plan is available to United States residents, age 95 and younger and enrolled in a Primary Plan in the United States. Children under age 6 years must be enrolled with a parent. The initial purchase must be made in your home country prior to departing on your trip.
Eligible family members (if applicable) must be your spouse, civil union partner or domestic partner age 95 and younger, and / or your eligible child(ren) or other eligible dependent(s) – see Eligible Dependents. Eligible family members must also be resident(s) of the United States and traveling outside the United States and scheduled to spend at least 24 hours away from his/her home.
What is the minimum and maximum trip length for BCBS Single Trip Platinum?
Minimum of 1 day and maximum duration of 182 days
For the BCBS Single Trip Platinum plan, a trip can be as short as 1 day or as long as 182 days. However, the minimum premium charge assessed is for 7 days.
Can the BCBS Single Trip Platinum plan coverage be extended?
Renew Policy to Extend Coverage Dates up to 182 days
BCBS Single Trip Platinum plan can be initially purchased for a minimum of 1 days up to a maximum of 182 days, the coverage may be extended or renewed without lapse in active coverage.
Are pre-existing conditions covered in the BCBS Single Trip Platinum plan?
Acute-onset of Pre-existing Conditions are Covered
BCBS Single Trip Platinum plan does cover pre-existing conditions, and requires you to maintain a primary US health plan. However, the budget-friendly BCBS Single Trip Gold plan excludes this feature.
Is Covid-19 sickness/testing covered in the BCBS Single Trip Platinum plan?
Covid-19 is a Covered Condition
BCBS Single Trip Platinum plan does cover Covid-19 condition (sickness, testing, etc.).
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