HTH Worldwide Insurance Plans
Coverage for visitors, travelers, tourists, immigrants, expats, students, missionaries.
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Well backed plans underwritten by highly rated underwriters in the world.
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TravelGap Excursion
Single Trip Option for Travelers with Primary Health Insurance → COVID-19
Enjoy peace of mind with comprehensive coverage for emergency and non-emergency care. Plans also cover getting you back home or moving you to another hospital for medical reasons. Plus, they include prescription drug coverage and baggage protection.
- Single Trip Option for Travelers with Primary Health Insurance
- Choice of varying medical limits and deductibles
- For trips outside the U.S. up to 6 months for ages 95 or younger
- Covers pre-existing conditions for medical services and medical evacuation
- To be eligible for this plan, you must be enrolled in a primary health plan
TravelGap Voyager
Single Trip Option for Travelers without Primary Health Insurance → COVID-19
Enjoy peace of mind with comprehensive coverage for emergency and non-emergency care. Plans also cover getting you back home or moving you to another hospital for medical reasons. Plus, they include prescription drug coverage and baggage protection.
- Single Trip Option for Travelers without Primary Health Insurance
- Choice of varying medical limits and deductibles
- For trips up to 6 months for ages 95 or younger
- Covers pre-existing conditions for medical evacuation
Single Trip Group Platinum
Single Trip Option for 5+ Groups with Primary Health Insurance → COVID-19
If you are traveling with 5 or more people, you qualify for a group rate 10% lower than standard rates. The group option is ideal for students, missionaries or leisure travelers going abroad for trips of 6 months in length.
- Single Trip Option for Travelers without Primary Health Insurance
- Choice of varying medical limits and deductibles
- For trips outside the U.S. up to 6 months for ages 95 or younger
- Covers pre-existing conditions for medical services and medical evacuation
- To be eligible for this plan, you must be enrolled in a primary health plan
Single Trip Group Gold
Single Trip Option for 5+ Groups without Primary Health Insurance → COVID-19
If you are traveling with 5 or more people, you qualify for a group rate 10% lower than standard rates. The group option is ideal for students, missionaries or leisure travelers going abroad for trips of 6 months in length.
- Single Trip Option for Travelers without Primary Health Insurance
- Choice of varying medical limits and deductibles
- For trips up to 6 months for ages 95 or younger
- Covers pre-existing conditions for medical evacuation
Multi-Trip Platinum
Annual coverage for an unlimited number of trips outside the U.S. → COVID-19
Multi-trip health and accident insurance for frequent travelers taking multiple trips abroad within one year, the plan covers up to the first 70 days of each trip.
- Annual plan for frequent trips outside the U.S.
- Up to $1,000,000 for sickness and accidents
- $500,000 medical evacuation benefit
- Covers pre-existing conditions for medical services and medical evacuation
Multi-Trip Gold
Annual coverage for an unlimited number of trips outside the U.S. → COVID-19
Multi-trip health and accident insurance for frequent travelers taking multiple trips abroad within one year, the plan covers up to the first 70 days of each trip.
- Annual plan for frequent trips outside the U.S.
- Up to $500,000 for sickness and accidents
- $250,000 medical evacuation benefit
- Covers pre-existing conditions for medical services and medical evacuation
Long Term Worldwide Premier
Long Term International Health Insurance for Expatriates → COVID-19
Customize your medical insurance plan to suit your international living needs. Define your deductible, pick your prescription drug level, and choose your doctor or hospital anywhere in the world in or out of our elite network of providers. U.S. coverage available.
- Deductible is waived for office visits with doctors
- No waiting periods associated with preventive services
- Can be kept upon return to home country for up to 9 months
- Pre-Existing condition waiting period can be eliminated with proof of prior creditable coverage
Long Term Worldwide Outside U.S.
Long Term International Health Insurance for Expatriates → COVID-19
Customize your medical insurance plan to suit your international living needs. Define your deductible, pick your prescription drug level, and choose your doctor or hospital anywhere in the world in or out of our elite network of providers.
- Deductible is waived for office visits with doctors
- No waiting periods associated with preventive services
- Can be kept upon return to home country for up to 9 months
- Pre-Existing condition waiting period can be eliminated with proof of prior creditable coverage
Long Term Worldwide Specialty
International Health Insurance for Crew, Missionaries or Students → COVID-19
Worldwide health insurance specifically designed for crews working internationally, missionaries or religious workers on mission trips abroad, student travelers studying abroad.
- Worldwide specialty medical coverage
- Suits marine crews, missionaries or student travelers
- Select from a range of deductibles and rates
- Choose providers either in or out of our elite network
TripProtector Economy
Travel insurance plans to protect your vacation investment costs → COVID-19
Safeguard your travel with benefits like trip cancellation, trip interruption and baggage protection. Plus, get worldwide medical coverage in 190 countries.
- Trip cancellation up to $5,000/trip interruption up to 125% of trip cost
- $75,000 medical for sickness and injury/$500,000 medical transportation
- Coverage for sickness, injury or death
- Covers you or traveling companion, traffic accident, employer transfer and more
TripProtector Classic
Travel insurance plans to protect your vacation investment costs → COVID-19
Safeguard your travel with benefits like trip cancellation, trip interruption and baggage protection. Plus, get worldwide medical coverage in 190 countries.
- Trip cancellation up to $25,000/trip interruption up to 150% of trip cost
- $250,000 medical for sickness and injury/$1,000,000 medical transportation
- Includes all TripProtector Economy coverages
- Adds natural disaster, terrorist incident and bankruptcy benefits
- Pre-Existing condition exclusion waiver may be available if purchased within 14 days of initial trip deposit
TripProtector Preferred
Travel insurance plans to protect your vacation investment costs → COVID-19
Safeguard your travel with benefits like trip cancellation, trip interruption and baggage protection. Plus, get worldwide medical coverage in 190 countries.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- $500,000 medical for sickness and injury/$1,000,000 medical transportation
- Includes all TripProtector Economy and Classic coverages
- Adds optional CFAR (Cancel for Any Reason) benefits
- Pre-Existing condition exclusion waiver may be available if purchased within 21 days of initial trip deposit