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J1 Visa Insurance Requirements for U.S. Exchange Visitors

J Exchange Visitor Visa Overview

The exchange visitor (J Visa) is a non-immigrant visa category offered by the U.S. Department of State to persons who are approved to participate in exchange visitor programs in the U.S., under provisions of U.S. immigration law. This means that before you can apply at a U.S. Embassy or Consulate for a J visa, you must first apply, meet the requirements, and be accepted for one of the Exchange Visitor Program categories through a designated sponsoring organization. If you are accepted as a participant in an exchange program, the sponsor will provide you with information and documents necessary to apply for the J visa to enter the U.S.

J1 Visa Health Insurance Requirements

To satisfy the J1 visa requirements of the U.S. Department of State, all J1 visa holders and their J2 visa dependents must have mandatory J1 visa health insurance coverage with the following requirements:

  1. Provide, at a minimum, up to 10,000 U.S. dollars in case of medical evacuation.
  2. Provide, at a minimum, up to 7,500 U.S. dollars in case of repatriation of remains.
  3. Provide, at a minimum, EITHER: up to 50,000 U.S. dollars of regular and customary medical expenses per accident or sickness; OR: 75% of regular and customary medical expenses per accident or sickness
  4. Have a deductible that does not exceed 500 U.S. dollars per accident or sickness.
  5. Be underwritten by an insurance corporation with one of the following ratings:
    1. an A.M. Best rating of “A-” or above
    2. an Insurance Solvency International Ltd. (ISI) rating of “A-i” or above
    3. a Standard & Poor´s Claims-paying Ability rating of “A-” or above
    4. a Weiss Research Inc. rating of “B+” or above
    5. a corresponding rating from the United States Information Agency OR Be backed by the full faith and credit of the government of your home country OR Be offered through or underwritten by a federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan (CMP), as determined by the Health Care Financing Administration of the U.S. Department of Health and Human Services.

Buy J1 Visa Insurance Plans

  1. Atlas America Insurance
  2. Patriot Exchange Insurance
  3. Study USA Insurance
  4. Student Secure Insurance
  5. Liaison Student Insurance
  6. Global Student USA Insurance

Compare J1 Visa Insurance Online offers several J1 visa medical insurance plans from top providers that meet or exceed the above requirements. Review plan benefits, get online quotes and compare J1 visa insurance plans to find the best policy that suits your exact needs.

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J1 Visa Health Insurance For Cultural Exchange Visitors and Scholars

J-1 visa currently in or planning to enter the United States (US) have a mandatory requirement by the US Department of State to have J1 Visa Health Insurance coverage with medical insurance benefits of at least $50,000 per accident or sickness, medical evacuation benefit of US $10,000, and repatriation of mortal remains in the amount of $7,500 in case of accidental death of J-visa holder during his/her saty in the USA.

J1 visa holders in the US and all J-2 dependents must carry mandatory US J1 Exchange Visitor Visa Insurance (medical/health coverage) during their stay in the United States. US Government regulations for the J1 Visa Health Insurance stipulate that the J-1 visa holder should carry mandatory health insurance coverage per requirements of the US Department of State, failing which then the J-1 sponsor must terminate the J1 exchange visitor program and inform the US Department of State of the same. Coverage benefits include cover for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, accident/sickness coverage, emergency medical evacuation and accidental death & dismemberment (ad&d) benefits.

Understanding J-1 Visa Insurance can be complicated. There are many plans, various coverages, options and restrictions. Deciding on a policy that best suits your needs is not always easy. One can compare all the major insurance policies, select and purchase a policy that best suits your preferences at Compare J1 Visa Insurance quotes.

Also, there is a host of information available about the J-1 visa program to review and read about.