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Liaison Majestic Insurance or Liaison Majestic is for people visiting USA or anyone traveling outside their home country for trips between 5 days to 3 years, with continuous renewal available as little as 5 days at a time. Buy Liaison Majestic Insurance online and get immediate coverage, print ID Card immediately. Liaison Majestic is underwritten by the Insurance Company of the State of Pennsylvania, a member of the company of the AIU Holdings, rated A Excellent by A.M. Best.

Liaison Majestic Insurance Updates

Effective April 6th, 2011, Seven Corners Insurance who is the plan administrator, incorporated below changes to Liaison Majestic Insurance to better meet client travel medical insurance needs.

  • For insureds traveling inside the United States and Canada, coinsurance is changed from 90% to 80% of the first $5,000 of medical expenses.
  • For U.S. citizens traveling outside the United States and Canada, the waiver of pre-existing conditions has been increased to match the insured’s medical maximum, provided there is a primary health plan in place. If there is not a primary health plan in place, the waiver limit is $20,000, for those less than 65. If you are 65 and older, the pre-existing limit is $2500, regardless.
  • AD and D amount is reduced from $50,000 to $25,000 Principal Sum for Insured/Insured Spouse.
  • Common Carrier accidental death is reduced from $100,000 to $50,000 per adult, and $25,000 per child to $12,500.
  • The exclusions were modified, and several were added. Please review the current program summary for detail.
  • Terrorism is now defined and paid at a Lifetime Maximum Benefit amount of $50,000.
  • Rate changes, primarily for Inbound, and deductible factor changes specifically $0 and $100.
  • Restricted countries are as follows: Afghanistan, Chechnya, Cuba, Iran, Iraq, Israel (West Bank and Gaza Strip), Pakistan, Somalia
  • Always view the plan brochure and program summary or schedule of benefits for exact details.