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Travel Insurance for Nigeria

Best Travel Insurance for Nigeria

Review & buy Nigeria Travel Insurance for international travel to Nigeria. Review & buy the best travel insurance for Nigeria plans or Nigeria travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your coverage requirement needs also fit your budget. Contact us today, we can help guide & advise you!

Nigeria Travel Insurance Plans

Nigeria Travel Insurance is best suited for tourist visiting Nigeria, or for anyone traveling to Nigeria from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for Nigeria today.

Quote, review and buy Nigeria travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Nigeria from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Nigeria or other foreign destinations outside their home country. Visitors to Nigeria and international travelers to Nigeria can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

Nigeria Travel - Experience Nigerian Culture & Heritage

Traveling to Nigeria can be an exciting experience, given its diverse culture, vibrant cities, and rich history. Here’s some essential information and tips for traveling to Nigeria:

Visa Requirements: Most visitors to Nigeria require a visa. It’s essential to check the visa requirements for your nationality well in advance of your trip.

Health Precautions: Make sure you’re up to date on routine vaccinations before traveling to Nigeria. Additionally, consult your healthcare provider regarding vaccinations for diseases like yellow fever, malaria, and typhoid, which are prevalent in Nigeria.

Safety: While Nigeria offers many beautiful destinations, it’s essential to stay vigilant, especially in urban areas, due to concerns about crime and terrorism. Stay updated on current events and adhere to local laws and customs.

Local Culture: Nigeria is home to over 250 ethnic groups, each with its own customs and traditions. Respect for local customs, traditions, and religions is essential. Learning a few phrases in the local languages, such as Yoruba, Hausa, or Igbo, can also be appreciated by locals.

Transportation: Nigeria has a range of transportation options, including taxis, buses, and domestic flights between major cities. However, traffic congestion can be an issue in urban areas, so plan accordingly.

Currency: The currency used in Nigeria is the Nigerian Naira (NGN). It’s advisable to exchange currency at official exchange bureaus or banks to avoid counterfeit money.

Weather: Nigeria has a tropical climate, with two distinct seasons: the wet season (April to October) and the dry season (November to March). Depending on your preferences, plan your trip accordingly.

Popular Destinations: Nigeria boasts a variety of attractions, including the vibrant city of Lagos, the historic city of Benin, the natural beauty of Yankari National Park, and the UNESCO World Heritage Site of Sukur Cultural Landscape.

Food: Nigerian cuisine is diverse and flavorful, with dishes like jollof rice, suya (spiced meat skewers), and pounded yam with egusi soup being popular choices. Don’t hesitate to try local street food but ensure it’s prepared in hygienic conditions.

Communication: English is the official language of Nigeria, making it relatively easy for English speakers to communicate. However, learning a few basic phrases in the local languages can enhance your experience and interactions with locals.

Remember to conduct thorough research and consider consulting with your country’s embassy or consulate in Nigeria for any additional travel advisories or information specific to your situation. Enjoy your trip to Nigeria!

Nigeria Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Nigeria

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Visitors Insurance for Nigeria to USA Travel

If you are visiting the United States from Nigeria and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Nigeria Travel Insurance plans, and more specifically with Travel Insurance for Nigeria plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Nigeria?

Nigeria offers a diverse experience for every traveler

Visiting Nigeria as a tourist can be an exciting and enriching experience, but it’s essential to be prepared and aware of certain aspects before you go. Here’s what you can generally expect:

Cultural Diversity: Nigeria is incredibly diverse, with over 250 ethnic groups, each with its own language, customs, and traditions. You’ll encounter a rich tapestry of cultures, languages, and cuisines.

Warm Hospitality: Nigerians are known for their warmth and hospitality towards visitors. Don’t be surprised if strangers greet you warmly or strike up conversations.

Lively Cities: Cities like Lagos, Abuja, and Port Harcourt are bustling with energy, vibrant markets, and nightlife. Lagos, in particular, is known for its frenetic pace and entrepreneurial spirit.

Stunning Landscapes: Nigeria boasts diverse landscapes, from lush rainforests to savannahs and beautiful coastlines. Places like Obudu Mountain Resort, Yankari Game Reserve, and Erin Ijesha Waterfalls offer breathtaking natural beauty.

Challenges with Infrastructure: Nigeria’s infrastructure, including roads, public transportation, and electricity, can be inconsistent in some areas. Be prepared for occasional challenges and plan accordingly.

Safety Precautions: While Nigeria is generally safe for tourists, certain areas, especially in the northeastern and southern regions, may have security concerns due to issues like insurgency and crime. Stay informed about the current situation and follow local advice.

Cuisine: Nigerian cuisine is flavorful and diverse, with dishes like jollof rice, suya (spiced skewered meat), and pounded yam with egusi soup being popular choices. Don’t miss the opportunity to try local delicacies.

Cultural Etiquette: It’s essential to respect local customs and traditions. Dress modestly, especially in more conservative regions, and ask for permission before taking photos, especially of individuals.

Health Precautions: Make sure to take necessary health precautions, such as vaccinations and anti-malarial medication, before traveling to Nigeria. Also, drink bottled water and be cautious about street food to avoid foodborne illnesses.

Rich History and Art: Nigeria has a rich history and vibrant art scene. Explore historical sites like the ancient city of Benin and museums such as the National Museum in Lagos to learn more about the country’s past and contemporary culture.

By keeping these aspects in mind and being open to new experiences, you’ll likely have a memorable and enjoyable time exploring Nigeria as a tourist.

Why should I buy Travel Insurance for visiting Nigeria?

Nigeria Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for Nigeria  in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like Nigeria where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Nigeria, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in hazardous adventure sports or activities during your trip to Nigeria, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Nigeria, having Nigeria travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

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Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!