BCBS Global Solutions: Expat Outside the U.S. Insurance
Review the BlueCross BlueShield Global Solutions: Expat Outside the U.S. Insurance, affordable long-term plan provides essential International Health Coverage for expatriates living/working abroad and outside the United States.
COVID-19 / SARS-CoV-2: Expat Outside the U.S. Insurance includes coverage for testing/treatment of COVID-19 and claims will be be covered just as any other included sickness/illness.
BlueCross BlueShield Global Solutions: Expat Outside the U.S. (previously named GeoBlue Xplorer Essential) is a top-rated international health plan that combines comprehensive worldwide benefits at affordable rates. BCBS Global Solutions Outside the U.S. expatriate insurance plan suits global citizens, expatriates, or anyone needing medical coverage while living/working abroad, and coverage is for non-U.S / U.S. citizens and U.S. permanent residents living outside the United States only. To be eligible to apply for coverage, the insured must be of age 74 or younger at the time of application.
You can get instant quotes of Blue Cross Blue Shield Global Solutions: Expat Outside the U.S. Insurance, but the policy is not a guaranteed issue policy, hence requiring the application to be reviewed by the medical underwriting team before it can be approved or denied. The quote provided is a non-binding quote and subject to the medical underwriting, which may lead the amount to be rated higher.
For detailed plan information, please review the BlueCross BlueShield Global Solutions: Expat Outside the U.S. Health Insurance plan brochure for policy details, the plan participates in Beech Street PPO network. BlueCross BlueShield Global Solutions: Expat Outside the U.S. Insurance is administered by Worldwide Insurance Services LLC and is underwritten by 4 Ever Life Insurance Company, which is rated A- “Excellent” by A.M. Best.
BlueCross BlueShield Global Solutions: Expat Outside the U.S. Insurance Review
BCBS Global Solutions Expat Outside the U.S. Insurance policy plan review and highlights of coverage are as follows:
- Unlimited annual and lifetime medical maximum.
- Policy maximum of $10,000,000
- Deductible options of $0, $1,000, $2,000, $5,000, $10,000
- Deductible waived for office visits with doctors.
- No waiting period or sub-limit for preventive services.
- No pre-certification penalty for inpatient or outpatient care.
- Meets all Schengen Visa coverage requirements.
- Pre-existing conditions covered with creditable coverage.
- Illnesses and injuries related to terrorism are covered.
- Contraceptive services, surgeries and supplies are covered under the policy.
- 24/7 policy support via Phone, Web, Mobile and Telemedicine.
- Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
- Quick 24-48 hours turnaround for medical underwriting decision on applying
- Underwriter: 4 Ever Life with AM Best Rating: “A-” (Excellent)
BCBS Global Solutions Expat Outside the U.S. Insurance Questions & Answers
Who is eligible to buy the BCBS Expat Outside the U.S. plan?
Global Health Insurance for age below 75 years
GeoBlue Xplorer Essential long-term international health insurance is suitable for:
- U.S. expatriates and dependent family
- High net-worth global citizens living outside USA
- International business consultants on assignment
- Foreign workers on work abroad outside the U.S.
- Employers, church and missionary organization members
- Embassy and other consular staff members
- Exchange programs, associations, property managers abroad
- Financial consultants and trade managers
- Anyone living abroad or working outside USA needing health coverage
What are the key highlights of BCBS Expat Outside the U.S. Insurance?
Wide range of benefits for International Medical Insurance
Following are some of the key benefits of buying Blue Cross Blue Shield Global Solutions: Expat Outside the U.S. long-term medical insurance:
- Unlimited lifetime maximum on medical benefit for sickness/injury
- 100% coverage abroad for eligible expenses
How to enroll in the BCBS Expat Outside the U.S. insurance plan?
Easy online application, quick turnaround decision
Below is the overview of the application process and accept/reject decision:
- Prospective clients can easily apply online or via a paper application.
- Applicant is tracked to you when the customer uses your unique web link or brochure.
- Plan is medically underwritten and coverage may be:
- Issued with standard rates, or
- Rated up due to higher health risk, or
- Declined for coverage based on health history.
- Welcome materials are sent electronically and via mail.
- Members are invited to register on the website, mobile site or app.
- Coverage can be renewed at the consent of the member and the insurer.
Did you know that the insurance premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy with the same plan options selected, whether you purchase coverage directly from the company or through any agent/agency. Time to stop comparing around, and start shopping to buy with confidence a trusted and rated plan that best meets your coverage needs, with the lowest price guranteed.