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Visitors Insurance USA Covering Covid-19 & Coronavirus

Visitors Insurance plans including coverage for COVID-19 SARS-CoV-2 coronavirus for tourist or relatives/parents visiting the USA, or for anyone traveling outside home country for business or leisure. Review coverage for sickness or injury, instantly buy Visitors Insurance Covid-19 today.

Visitors Insurance Reviews with customer feedback and visitors insurance FAQ or frequently asked questions which many clients ask before purchasing a visitors insurance plan. Also, Visitor Insurance reviews and highlights of the unique and salient features of the various visitors insurance plans also featured on this website. Visitor health insurance for visitors to USA or travelers to any other nation worldwide can get visitor insurance that provides coverage with medical health protection in case of sickness or accident, no matter where you travel around the globe.

VISOA.com is your one stop for visitor medical insurance, visitor health insurance, and travel health insurance services. Quote, compare, review, and buy visitors insurance coverage instantly online – no medical check-up or paperwork is required.

Visitors Insurance Reviews

Visitors Health Insurance plans focus on providing cover for your medical expenses resulting from emergency illness or accidental injuries during your travel to any country. You can review, compare, quote, apply, purchase and/or buy visitors medical insurance plans online and you can specify the cover start date.

Health insurance for visitors will also provide sickness or injury coverage for trips to a foreign country of residency from five days upto 3 years, and offer plans with many levels of insurance coverage benefits (maximum benefit range from $50,000 to $1,000,000 or more), various deductible levels (from $0 to $2500) and many options that can added (additional cover for hazardous sports, athletics, terrorism, etc).

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

Visitor Insurance Reviews

Visitor Insurance plans have been available for visitors to USA and travelers for many years there are many plans underwritten by various insurance companies. These plans can be purchased instantly online and suit as coverage for relatives or parents visiting USA and/or other nations outside home country.

Visitors Insurance COVID-19

Currently, only few visitors health insurance plans with comprehensive benefits include coverage for testing or treatment of coronavirus and COVID19 disease related to the global pandemic. These  visitor insurance COVID-19  compliant plans are marked below. Few of the most popular plans with the best features and benefits include:

  • Atlas America Insurance – Popular plan includes acute-onset or sudden relapse of pre-existing condition coverage for ages below 80 years. For ages 65-79 years, maximum coverage choices limited to $50K or $100K USD, with pre-existing condition coverage maximum limited to $50K or $100K.
  • Patriot America Plus – Excellent policy has sudden relapse / acute-onset pre-existing condition benefits for ages below 70 years.
  • Patriot Platinum Insurance – Best comprehensive plan for visitors to USA or other nations, includes higher limits and liability coverage also.
  • Atlas Premium Insurance – High-end comprehensive plan for visiting USA or intl. travel, higher maximum limits with liability coverage benefits.
  • Safe Travels USA Comprehensive – is a travel medical plan that covers foreign nationals (non US-citizens/residents) below 90 years age while visiting the USA, covers Acute Onset of Pre-Existing conditions up to the policy maximum below age 70 years, and offers one Well Visit use per policy.
  • Diplomat Long Term Insurance – provides long term sickness and accidental injury coverage, benefits eligibility is for individual or family while traveling outside insured home country. The minimum period of coverage that can be purchased is 3 months, the maximum of 12 months, and offers renewable coverage to extend dates up to 3 years.
  • Safe Travels USA Cost Saver – is a primary accident/sickness medical insurance policy for foreigners up to age 89 years visiting the United States, also covers travel to other countries including the USA, plan is renewable up to 24 months, includes Unexpected Recurrence of a Pre-Existing Medical Condition up to $1,000.
  • Diplomat America Insurance – plan provides accident and sickness/injury for non-US citizens while traveling outside their home country to the United States. Coverage is available for primary insured, a second adult, unmarried dependent children, or even children traveling alone. The minimum period of coverage that can be purchased is 15 days, the maximum is 364 days, but the policy is NOT renewable.
  • Safe Travels USA Insurance – Comprehensive plan, covers unexpected recurrence of pre-ex condition up to USD1000, max duration of 1 year.
  • Visit USA Insurance – Older short-term coverage for tourists & visitors to the United States, suitable for ages 14 days old up to 99 years, visiting USA.
  • Liaison Travel Plus Insurance – Policy w/included coverage for COVID-19 and acute/sudden onset/relapse pre-conditions, lowers benefit amounts for 70+ age.
  • Atlas Essential Insurance – Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

Top-Rated Visitor Health Insurance for USA

Review and buy the best visitor health insurance plan for visiting USA, featuring popular plans and features, and a wide choice of top-rated comprehensive visitors insurance plans at affordable premiums, or fixed visitor insurance coverage with low-cost rates.

Atlas America

Popular Plan for Visitors to the USA COVID-19

Atlas America plan is a short-term visitor health insurance for individuals visiting USA, or traveling outside their home country.

  • Ideal for relatives & parents visiting USA
  • Single-trip plan for tourists in America
  • From 5 days up to max. of 364 days
  • Acute onset of pre-existing conditions
  • Instant quote & buy, ID cards/proof
  • Renewable & cancellable coverage
  • Wide PPO Network for coinsurance savings
  • Max. amounts from $50K to $2 Million
  • Deductible choices from $0 to $5000

More Information

Covers COVID-19  – Testing/treatment of coronavirus included.

Whether you are traveling for business or pleasure, Atlas America Insurance may be just what you’re looking for. Plans are available from a minimum of 5 days or more. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports. Atlas Travel Insurance is underwritten by Lloyd’s, and is administered by WorldTrips (formerly Tokio Marine HCC – Medical Insurance Services Group).

Atlas Premium

Best Plan for Travel to USA or Intl. COVID-19

Atlas Premium is a high-end comprehensive plan for visiting the USA, or international travel outside home country.

  • Ideal for business travelers visiting USA
  • Suits age 80+ visitors, get $20K max.
  • Higher liability limits, enhanced features
  • Get coinsurance savings even outside PPO
  • Pre-existing conditions (acute onset)
  • Buy duration up to 1 year, min. 5 days
  • Get instant ID cards & visa letter
  • Renew active policy, cancel anytime
  • Max. amounts from $50K to $2 Million
  • Deductible choices from $0 to $5000

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Covers COVID-19  – Testing/treatment of coronavirus included.

Atlas Premium Insurance is available for anyone traveling outside home country and looking for high-end comprehensive travel health coverage from 5 days and up to a year. In addition to medical benefits for accident and sickness, Atlas Premium Travel Medical Insurance plans enhances with no coinsurance to meet, added liability coverage benefits and a higher maximum limits for 80+ age with 20K maximum, and including emergency medical evacuation, repatriation, terrorism, political evacuation, and adventure sports.

Patriot America Plus

Top Plan for Visitors to the USA COVID-19

Patriot America Plus is also a short-term visitor health insurance for individuals & family visiting the USA, or international travel abroad.

  • Single-trip plan for tourists in America
  • Ideal for relatives & parents visiting USA
  • Foreign nationals visiting the USA
  • Renewable & cancellable coverage
  • Buy 5 days min., renew up to 24 months
  • Acute onset of pre-existing conditions
  • Instant quote & buy, ID cards/proof
  • Max. amounts from $50K to $1 Million
  • Deductible choices from $0 to $2500

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COVID-19  – Coverage for testing/treatment of coronavirus NOT included.

Patriot America Plus Insurance provides coverage for visitors to USA or non-US citizens traveling outside their home country. Patriot America Plus plan is very similar to the Patriot America Insurance policy, but the Patriot America Plus plan provides enhanced benefit for the feature Acute Onset of a Pre-existing Condition coverage” up to plan maximum selected for individuals under age 70. Patriot America Plus is underwritten by Sirius and is administered by International Medical Group (IMG).

Patriot Platinum

Best Plan for Travel to USA or Intl. COVID-19

Best rated medical coverage for individuals & family, Patriot Platinum America for visiting the USA, Patriot Platinum International for foreign travel outside America.

  • For individuals, families and groups
  • Enhanced features, higher maximums
  • Pre-existing conditions (acute onset)
  • Buy min. 5 days, renew to 36 months
  • Get instant ID cards & visa letter
  • Renew active policy, cancel anytime
  • Maximum amounts up to $8 million
  • Age 80+ individual get $20K max.
  • High deductible, from $0 to $25K

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COVID-19  – Does NOT include testing/treatment of coronavirus.

Patriot Platinum Insurance provides first-class medical coverage for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance Services. There are two plans available: Patriot Platinum International provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum America provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years. Patriot Platinum is underwritten by Sirius Insurance, and is administered by IMG.

Diplomat America

Top Visitor Health Insurance USA COVID-19

Diplomat America provides short-term coverage for non-US residents traveling to USA or outside their home country.

  • Foreign nationals visiting the USA
  • Suitable for tourist visitors to America
  • Individual & family sickness/injury plan
  • From 15 days minimum up to max. of 1 year
  • Not Renewable coverage, buy for exact dates
  • Acute-onset of pre-conditions existing
  • No PPO network, visit any doctor or hospital
  • Quote & purchase online single trip policy
  • Each member covered: $50K to $1 million
  • Choose policy deductible: $0 to $2,500
  • Choose AD&D benefit: $25K to $1 million
  • Child alone plan purchase allowed
  • Optional rider for hazardous athletic sports

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COVID-19  – Coverage for testing/treatment of coronavirus NOT included.

Diplomat America Insurance policy provides up to $500,000 in coverage for foreign nationals visiting the United States for up to a year. Diplomat America plan includes accident and sickness medical coverage, travel assistance services, and AD&D, repatriation, evacuation benefits and more to non-US citizens while traveling outside their home country to the United States. Coverage is available for you, a second adult, unmarried dependent children, or children traveling alone. The minimum period of coverage that can be purchased is 15 days, the maximum is 12 months, and the plan is not renewable. Diplomat America plan is administered by Global Underwriters, and is underwritten by Crum & Forster SPC, rated “A” (excellent) by A.M. Best.

Diplomat Long Term

Best Coverage Outside Home CountryCOVID-19

International long term (LT) plan with renewable health coverage, three months to three years duration, for individuals & family visiting the USA, or for foreign travel to other nations also.

  • Both visitor to USA & travelers outside US
  • Long term international travel medical plan
  • Minimum 3 months purchase required
  • Renew to extend policy up to 3 years
  • Maximum limits up to $1,000,000 USD
  • Ages 70-79 yrs. get $100K USD max.
  • Ages 80+ years get $20K USD max.
  • Deductible choices: $0 to $5000 USD
  • Summary of benefits in plan brochure
  • Athletic Sports & Hazardous Activity rider
  • Add-on optional War Risk rider to policy
  • Home Country Coverage rider on return
  • Expat US citizens visiting USA can buy

More Information

Covers COVID-19  – Does not exclude testing/treatment of coronavirus.

Diplomat Long Term Insurance (Diplomat LT) plan provides long term international travel medical coverage that can be purchased from three months up to three years. Diplomat LT policy provides up to $1,000,000 accident/injury and sickness/illnesss coverage, travel assistance services, optional home country coverage, and AD&D, repatriation, evacuation benefits and more, while traveling outside insured Home Country. Coverage is available for primary insured, a second adult, and unmarried dependent children, or children traveling alone. The minimum period that coverage can be purchased is 3 months, the maximum is 12 months., with extendable or renewable coverage up to 3 years. Diplomat LT plan is administered by Global Underwriters, and is underwritten by Crum & Forster SPC, rated “A” (excellent) by A.M. Best.

Safe Travels USA Comprehensive

Best Plan for Travel to USA or Intl. COVID-19

Ideal plan for non-US citizen or non-US resident individuals & family visiting the USA, or travel to USA and worldwide.

  • Ideal for business travelers visiting USA
  • Suits age 80+ visitors, get $20K max.
  • Higher liability limits, enhanced features
  • Get coinsurance savings even outside PPO
  • Pre-existing conditions (acute onset)
  • Buy duration up to 1 year, min. 5 days
  • Get instant ID cards & visa letter
  • Renew active policy, cancel anytime
  • Max. amounts from $50K to $2 Million
  • Deductible choices from $0 to $5000

More Information

Covers COVID-19  – Testing/treatment of coronavirus included.

Safe Travels USA Comprehensive Insurance is a temporary accident and sickness and emergency services to to individuals and families visiting USA and traveling worldwide, who are 89 years or younger by age. This plan is primary insurance and is suitable for tourists and visitors to the United States, such as relatives or parents visiting USA. Safe Travels USA Comprehensive can be initially purchased for a minimum of 5 days up to a maximum of 364 days, and can be renewed also. Safe Travels USA Insurance plan is administered by Trawick International, the policy is underwritten by Crum & Forster, SPC, rated A (Excellent) by A.M. Best.

Safe Travels USA Cost Saver

Best Plan for Travel to USA or Intl. COVID-19

Ideal plan for non-US citizen or non-US resident individuals & family visiting the USA, or travel to USA and worldwide.

  • Ideal for business travelers visiting USA
  • Suits age 80+ visitors, get $20K max.
  • Higher liability limits, enhanced features
  • Get coinsurance savings even outside PPO
  • Pre-existing conditions (acute onset)
  • Buy duration up to 1 year, min. 5 days
  • Get instant ID cards & visa letter
  • Renew active policy, cancel anytime
  • Max. amounts from $50K to $2 Million
  • Deductible choices from $0 to $5000

More Information

Covers COVID-19 – Testing/treatment of coronavirus included.

Safe Travels USA Cost Saver Insurance is a low-cost basic accident and sickness and emergency services to to individuals and families visiting USA and traveling worldwide, who are 89 years or younger by age. This plan is primary insurance and is suitable for tourists and visitors to the United States, such as relatives or parents visiting USA. Safe Travels USA Cost Saver can be initially purchased for a minimum of 5 days up to a maximum of 364 days, and can be renewed also. Safe Travels USA Cost Saver Insurance plan is administered by Trawick International, the policy is underwritten by Crum & Forster, SPC, rated A (Excellent) by A.M. Best.

Patriot America Lite

Basic Comprehensive Plan for USA Visitors

Patriot America is basic a short-term visitor medical insurance for individuals or family visiting the USA, or travel abroad internationally.

  • Basic single-trip visitor medical plan for tourists
  • No coverage for acute pre-ex conditions
  • Foreign nationals visiting the USA
  • Renewable & cancellable coverage
  • Buy 5 days min., renew up to 24 months
  • Cheaper premium costs & comprehensive
  • Instant quote & buy, ID cards/proof
  • Max. amounts from $50K to $1 Million
  • Deductible choices from $0 to $2500

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COVID-19  – Coverage for testing/treatment of coronavirus NOT included.

Patriot America Insurance meets the health coverage needs of visitors to USA and travelers to America, who are visiting USA, or any other nation outside home country. Patriot America plan provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of home country of residence. IMG Patriot America plan is a short-term travel medical coverage for sickness/injury and includes many visitors insurance features part of the included coverage benefits. Patriot America Visitor Insurance policy is available in daily and monthly rates, and is renewable up to 24 months. Patriot America is underwritten by Sirius and is administered by International Medical Group (IMG).

Visit USA

Healthcare for Visitors to the USA COVID-19

Older short-term coverage for tourists & visitors to the United States.

  • 14 days old up to 99 years, visiting USA.
  • Available: Superior, Standard, Budget options.
  • Superior comprehensive plan with higher max.
  • Standard policy with comprehensive coverage.
  • Comprehensive pays 100% up to max. selected.
  • Wide PPO network w/ comprehensive options.
  • Budget basic fixed benefit pays fixed amounts.
  • No PPO with fixed option, any doctor/ hospital.
  • Plan benefit period up to 12 months.
  • All VisitUSA plan options not renewable.

More Information

Covers COVID-19  – Testing/treatment of coronavirus included.

Whether you are traveling for business or pleasure, Atlas America Insurance may be just what you’re looking for. Plans are available from a minimum of 5 days or more. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports. Atlas Travel Insurance is underwritten by Lloyd’s, and is administered by WorldTrips (formerly Tokio Marine HCC – Medical Insurance Services Group).

Best-Value Fixed Visitor Health Insurance for USA

Review and buy a top-rated and best visitor health insurance plan for visiting USA, featuring popular fixed benefit visitor medical insurance plans with low-cost rates.

Visitor Secure

Low Cost Plan for USA Visitors

VisitorSecure is a low-cost basic fixed-benefit plan with costs scheduled for every medical benefit, for USA visitors or international travelers.

  • Minimum of 5 days, renew up to 1 year
  • Fixed plan with medical benefits capped
  • Summary of benefits w/scheduled limits
  • No PPO network, any doctor or hospital
  • Renew to extend policy up to 12 months
  • Cancel plan, pro-rated refund if no claims
  • Max. amounts from $50K to $1 Million
  • Deductible choices from $0 to $2500

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COVID-19  – Coverage for testing/treatment of coronavirus NOT included.

Visitor Secure Insurance is a low-cost fixed benefit plan for relatives or parents visiting USA, or for travel by anyone outside America also. Quote and buy VisitorSecure Insurance that provides cheap and affordable scheduled or fixed benefit travel medical protection coverage for immigrants or travelers to the U.S., or for visiting any foreign destination outside home country. VisitorSecure plan is available from a minimum of 14 days up to a maximum of one year. Visitor Secure is underwritten by Lloyd’s, and is administered by WorldTrips (formerly Tokio Marine HCC – Medical Insurance Services Group).

Visitors  Care

Low Cost Plan for Visitors to the USA

VisitorsCare is a basic low-cost fixed benefit plan suitable for individual & family visiting USA, includes optional heart care plus rider.

  • Non-US residents visiting USA on budget
  • Fixed plan with medical benefits capped
  • Summary of benefits w/scheduled limits
  • No PPO network, any doctor or hospital
  • Minimum of 5 days purchase required
  • Renew to extend policy up to 24 months
  • Cancel, whole month refund if no claims
  • Maximum limits: $25K, $50K or $100K
  • Deductible (every visit): $0, $50, or $100

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COVID-19  – Testing/treatment of coronavirus is NOT included.

Visitors Care Insurance is a low-cost fixed benefit plan that is great insurance option when you have parents visiting the United States or for international travelers. Visitors Care Insurance provides affordable protection to citizens of any nation when traveling to the United States. VisitorsCare is is administered by IMG and underwritten by Sirius, a top-rated underwriter.

Inbound USA

Fixed Coverage for Visiting USA

Inbound to the USA basic medical coverage for non-U.S. citizens visiting USA on trips between 5 and 364 days.

  • Available plan options: Elite, Choice or Basic
  • Fixed benefit plan with capped scheduled benefits
  • Acute Onset of Pre-Ex coverage for ages below 80
  • No PPO network requirement, any hospital or doctor can be consulted
  • Coverage for 14 days old up to 99 years
  • Maximum from $50K up to $150K per Injury/Sickness
  • Senior citizens older than 70 years with generous maximums
  • No co-insurance and no co-pay, no PPO Network
  • Deductible applies per injury or sickness visit
  • Renew online to extend policy dates

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COVID-19  – Does NOT cover medical expenses for COVID-19.

Inbound USA Insurance is a a fixed or scheduled benefit program providing basic medical coverage for non-U.S. citizens visiting the United States of America, with trips between 5 and 364 days for visitors to USA. Inbound USA is an affordable low-cost fixed benefit insurance option when you have parents visiting USA or for international travelers visiting America for a short-term duration up to a year. Inbound USA Insurance provides basic medical protection to citizens of any nation when traveling to the United States. InboundUSA  is administered by Seven Corners Insurance and is underwritten by Certain Underwriters at Lloyd’s, London and is rated A “Excellent” by A.M. Best.

Visitors Health Insurance FAQs

Below are some of the questions frequently asked with the Visitor Health Insurance plans. For more answers, please refer to Visitor Health Insurance FAQs page.

Why you need Visitors Health Insurance for visiting USA or Canada?

Visitors Health Insurance for visiting USA or Canada

In USA and Canada, health care is not cheap and even minor sickness can cause large medical expenses, and bills to deal with. Buying visitor medical insurance for visitors to USA is required as serious medical problems while in America can be financially disastrous without visitor health insurance.

Who can enroll in the Visitor Medical Insurance plans?

Visitors to USA or Canada Can Buy Coverage

Insurance for visitors visa (B-1 or B-2 visitor visa in USA) is a necessary option and can be either comprehensive or have limited benefits plan. The cost for visitor insurance for foreigners visiting USA start as low as a dollar a day and vary depending on the type of visitor health insurance for visitor in USA. Comprehensive plans are more expensive and fixed benefit plans are cheaper low cost policies. Please use our convenient compare visitor medical insurance tool to evaluate and review the best visitor insurance USA or low-cost cheapest visitors insurance plan for your coverage needs.

Will visitor health insurance plans work for my relatives or parents visiting USA?

Visitors Health Insurance for Parents Visiting USA

A good visitor medical insurance or visitor visa insurance is strongly mandated when you have senior relatives parents visiting the United States. Visitor health insurance plans are uniquely designed to meet the needs of in-laws, relatives or parents visiting USA. Many comprehensive visitor insurance plans include coverage for acute onset of pre-existing conditions which is a required benefit for elderly parents visiting USA.

What is the minimum/maximum duration the visitor health insurance plans can be purchased for?

Minimum and Maximum Duration with Visitors Health Insurance USA

Visitor travel insurance plans can be purchased prior to start of journey or even during the travel in the host nation. Visitors insurance can be purchased for duration from five days or more, and provide different medical protection and health coverage with varying deductibles. Most plans limit to 364-days or about 1 year, many plans can be renewed for 24 months, and some policies are renewable for up to 3 years also.

Do the Visitors Health plans cover only inside USA only or during travel also?

Visitors Health Insurance Covers Outside Home Country

Most of the visitor health plans are available for both foreign visitors to USA and international travelers. These plans typically cover the travelers outside his or her home country of residence. Foreign nationals visiting USA on a B1 or B2 visitor visa for tourist in the United States can avail this coverage. Visitors from foreign countries need visitors medical insurance, especially visitors from other countries such as India, China, Russia, UK, Vietnam, Philippines, Europe, Mexico, Australia, Brazil and South America. Visitor insurance plans are short term traveler medical insurance plans for protection for the duration of travel, and provide visitors insurance coverage for accident and health expenses during visit and the travelers stay in USA.

Visitor Health Insurance Blog